Stroudsburg, PA · Monroe County · How the process works
How Selling Your Stroudsburg House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in the Borough of Stroudsburg and Monroe County, Pennsylvania. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and what you know. You do not need every property question settled before the first conversation.
Questions? Call 888-274-5006 or use the form to tell us about the house.
Start with the property detailsWe give written cash offers in 24 hours.
Start with the address and what you know about the house. You can begin before every property question is settled.
We'll give you a written cash offer within 24 hours.
2. The sale, step by step
From the first conversation to settlement
Step 1: Talk through the house and what you know
Start with the Stroudsburg address, the house's condition, who lives there, access, and your timing. We ask about the property and the situation around it. You can start the conversation before every property question is settled.
Step 2: Review the house and get written choices
We look at the house as it is and talk through repairs, occupancy, access, ownership, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
Step 3: Read the terms before you decide
Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, costs, timing, and any property-specific terms before deciding whether to proceed.
Step 4: Check title, signing authority, and payoffs
If you choose to proceed, the title company checks the deed, ownership, who needs to sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A mortgage payoff is the amount needed to pay off the loan. A lien is a claim for money recorded against the property. Bring the statements and notices you have so the title company can check what applies to this sale.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written numbers and terms for the choices you are considering, then decide what works for you.
4. Useful local details
Check the property's municipality
This page covers the Borough of Stroudsburg in Monroe County, not the wider Stroud Region. Check the municipality for the property address when looking up local records or tax details. The Monroe County municipality directory lists the Borough of Stroudsburg.
5. Closing numbers
Review the settlement sheet and Pennsylvania transfer tax
A settlement sheet lays out the sale price, mortgage payoffs, liens, taxes, costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Pennsylvania charges a 1% state transfer tax when a house changes hands, and most towns add a local tax on top. The local amount depends on the property's municipality. Read the Pennsylvania Department of Revenue's realty-transfer-tax guidance.
When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Compare an estimate of what you might keep after costs with the Stroudsburg home-sale net-proceeds calculator →. The title company confirms the final settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Find the Stroudsburg guidance for your situation
If an estate, foreclosure notice, tenant, code issue, fire damage, or lien affects the next steps, start with the page that matches your question:
- Inherited property and estate questions →
- Foreclosure questions →
- Selling during a divorce →
- Tenant-occupied property →
- Code violations →
- Fire damage →
- Property liens and unpaid taxes →
Have a question that is not answered here? Call 888-274-5006 or tell us about the property.
Stroudsburg process questions
Can I start before every property question is settled?
Yes. Start with the Borough of Stroudsburg address and what you know about the house, including its condition, occupancy, access, and timing. You can bring up an estate, payoff, lien, tax notice, or other question while details are still being checked.
What do I see before deciding whether to sell?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the terms and compare your choices before you decide whether to proceed.
Who checks the deed, payoffs, and who can sign?
The title company checks the deed, ownership, signing authority, mortgage payoffs, liens, taxes, and the documents needed for closing. Keep the statements or notices you have so the title company can check what applies to the property.
Who pays Pennsylvania transfer tax and closing costs?
Pennsylvania charges a 1% state transfer tax when a house changes hands, and most towns add a local tax on top. When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
What will the settlement sheet show?
It lays out the sale price, mortgage payoffs, liens, taxes, other costs, and the amount scheduled for you. Ask about any line you do not recognize before signing.