Sturgis, MI · St. Joseph County › Foreclosure
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes. If the sheriff’s sale has not happened, selling may still be possible when the required mortgage payoff, title work, and closing can be completed in time. If the sale has happened, a sale may still be possible during the redemption period if the required amount can be met before the deadline. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption takes the sale amount plus required interest and charges, not just the missed payments. Have the title company or an attorney confirm the exact sale status, deadline, and amount needed.
USA Home Buyers buys houses as-is in the City of Sturgis and St. Joseph County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call USA Home Buyers at 888-274-5006We'll give you a written cash offer within 24 hours.
Tell us about the house and the notice or sale date you have.
Call or send the Sturgis property address and tell us what notice or sale date you are looking at. We review the house as-is and give you a written cash offer and written terms before you commit.
If you choose to move forward, a title company reviews the property records and payoff information and works through the closing details. Our agreement gives us a basis to ask for a postponement, but the date does not change just because you sign: Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
A mortgage foreclosure concerns the loan. Michigan mortgage foreclosure auctions are commonly called sheriff’s sales. The lender’s notice and current case or sale information show the status for your property. The state’s foreclosure stages guidance and Michigan law explain the sale, adjournment, and redemption rules; your actual notices and dates control.
A tax foreclosure concerns delinquent property taxes, not the mortgage debt. It follows a separate process and deadlines. Do not use a mortgage sheriff’s-sale date or redemption period to work out a tax-foreclosure deadline.
St. Joseph County publishes separate delinquent-tax and foreclosure or auction resources. Check the notice and county instructions for the property’s tax status.
Sources: Michigan Compiled Laws §600.3216 — public sale · §600.3220 — sale adjournment · §600.3240 — redemption periods and amounts.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask the lender for a current payoff statement. A title company can review the payoff and property records alongside the written sale terms so you can see what the closing would need to address.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
For a mortgage sheriff’s sale, use the current notice and confirm the sale status and date with the lender, title company, or an attorney. For delinquent-tax questions, these St. Joseph County Treasurer resources cover the separate tax process:
Compare possible sale proceeds with the Sturgis net-proceeds calculator. It is a planning tool, not a property-specific offer.
A sale may still be possible if the mortgage payoff, title work, and closing can be completed before the applicable deadline. Check the date and instructions in your own notices, and have the title company or an attorney confirm the current sale status and amount needed.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have the title company or an attorney confirm the exact deadline and amount needed before relying on a closing date.
No. A mortgage foreclosure concerns the mortgage debt; a tax foreclosure concerns delinquent property taxes and has a separate process and deadlines. St. Joseph County publishes separate delinquent-tax and foreclosure or auction resources. Follow the tax notice and county instructions rather than using a mortgage sheriff-sale date.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff statement so the title company can review it with the property and written sale terms.
You don’t need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A county tax-foreclosure notice has its own deadline, so check the current notice and county instructions.
Call 888-274-5006 or use the form to ask about a cash offer.
We'll give you a written cash offer within 24 hours.
Tell us about the house and the notice or sale date you have.