Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Sturgis, MI — Cash Offer in 24 Hours
We buy houses as-is in the City of Sturgis and St. Joseph County, Michigan, for cash, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Estimate what you could keep from a Sturgis sale
See what you'd actually walk away with. We started with Zillow's typical home value for Sturgis, MI, $212,876 as of August 2026 (Source: Zillow Home Value Index), and the verified local transfer taxes or filing fees of 0.86% equivalent (state tax of $3.75 plus generally $0.55 county tax per $500 or part). Pick your home's condition, from light touch-ups to fire damage, and change any number.
Sturgis, MI illustrative estimate
Sturgis home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Sturgis, MI (As of August 2026): $212,876. Editable estimate, not an appraisal. Source: Zillow Home Value Index
For an ordinary taxable sale at the usual county rate, this estimate adds $3.75 state tax and $0.55 county tax for each $500, or part of $500, of the estimated sale price. Exemptions or a different county rate can change the amount.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This estimate uses the tax rate and calculation shown above. Your percentage replaces it. Local taxes, exemptions and the property’s taxable value can change the final amount.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Choose the question closest to yours
Selling a Sturgis house in a difficult situation
Foreclosure
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Sturgis calculator →
Questions about the two options? Call 888-274-5006.
Current typical home value: $212,876 (As of August 2026; Zillow typical home value for Sturgis, MI).
Prices, timing and your selling options
Home prices in Sturgis
Homes in Sturgis, MI sold for a median of $156,900 for the three months ending August 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Sturgis, MI spent a median of 37 days on the market for the three months ending August 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.
Michigan transfer taxes and selling costs
For an ordinary taxable sale, Michigan's state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. The county real estate transfer tax is generally another $0.55 per $500, or part. The state rate is equivalent to 0.75%; the general county rate is equivalent to 0.11%. The seller is generally responsible under state law. State and county exemptions are separate, so check the property's county, sale value, and any exemption for the actual sale.
For example, at the general county rate, a $100,000 taxable sale has $750 in state tax and $110 in county tax, or $860 total before exemptions. The exact tax depends on the value used, county rate, and any exemption.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.
Michigan state transfer-tax rules Michigan county transfer-tax rules
What Sturgis sellers should know
City property-maintenance and rental rules
Sturgis Community Development enforces the City's Property Maintenance Code. The City lists weeds, rubbish, exterior finishes, roofs, and egress paths among common issue areas. It also says non-owner-occupied dwellings, including single-family and multi-family homes, must be registered and inspected annually. These City rules apply to City properties; confirm the address and any notice with Community Development before relying on them.
City of Sturgis Community Development and property-maintenance information
Confirm the municipality by property address
St. Joseph County lists Sturgis City and Sturgis Township separately. Three Rivers and the Village of Colon are also separate county municipalities, not Sturgis neighborhoods. A Sturgis mailing address does not prove that a parcel is inside the City. Check the actual property record and confirm the municipality before using City rules or contacting a local office.
St. Joseph County city and township assessor list St. Joseph County local-government directory
Downtown Sturgis is a local area, not a parcel boundary
The City directs visitors to Downtown Sturgis, and the downtown organization shares its events and improvement information. The downtown name does not establish whether a particular house is inside the City or within any program boundary; use the property address for that question.
What sellers say about USA Home Buyers
Who we are
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Sturgis is a market we serve.
Useful Sturgis and St. Joseph County offices
City of Sturgis Community Development
Building, planning, zoning, housing, property-maintenance enforcement, and the City program for non-owner-occupied dwellings.
St. Joseph County Probate Court
Estate-court contacts and location information. Use the court for the case-specific route; this page does not determine venue or who has authority to sign.
St. Joseph County Treasurer
County information for delinquent property taxes and separate tax-foreclosure or auction questions. Check the actual parcel and notice for balances or deadlines.
St. Joseph County Register of Deeds
Recorded deeds and other recorded-document questions. Assessment and tax-history searches are a separate county service.
Questions about selling a house in Sturgis
Do you buy houses as-is in Sturgis and St. Joseph County?
Yes. We buy houses as-is in the City of Sturgis and St. Joseph County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Does a Sturgis mailing address prove the property is inside the City?
No. St. Joseph County lists Sturgis City and Sturgis Township separately. Confirm the municipality from the actual property record before relying on City rules; a mailing address alone does not establish the property boundary.
What should I do with a Sturgis property-maintenance notice?
The City says its Property Maintenance Code is enforced by Community Development and names weeds, rubbish, exterior finishes, roofs, and egress paths among common issue areas. Read the notice for the property and deadline, then ask Community Development what applies to that address.
Can I sell a Sturgis rental with tenants in place?
Yes. The City says non-owner-occupied dwellings must be registered and inspected annually under its published policy. In an ordinary Michigan sale, the existing lease generally stays in place; selling alone does not make a tenant move, and security-deposit responsibilities do not disappear. Share the lease, deposit records, and notices, and confirm the City requirements for the exact address.
What transfer taxes apply to a Michigan house sale?
For an ordinary taxable sale, Michigan charges $3.75 for each $500 of value, or part of $500, in state real estate transfer tax. The county tax is generally another $0.55 per $500 or part. At that county rate, a $100,000 sale has $750 state tax and $110 county tax, or $860 total before exemptions. State and county exemptions are separate, so check the property county, sale value, and applicable exemptions. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.
Can a sale agreement postpone a Michigan sheriff’s sale?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
What happens to insurance proceeds if you buy a fire-damaged house?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Tell us about your Sturgis house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 or send the form below.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Nearby places and local sources
Three Rivers and Colon are other St. Joseph County municipalities; Sturgis Township is separate from the City of Sturgis. These are local orientation points, not Sturgis neighborhoods. Confirm the parcel's municipality with the county directory or the actual property record. The site navigation links to nearby published markets and seller guides.
Local and legal sources
- City of Sturgis site-selection and county information
- City of Sturgis Community Development
- St. Joseph County city and township assessor list
- St. Joseph County local-government directory
- St. Joseph County Probate Court
- St. Joseph County delinquent-tax resources
- St. Joseph County foreclosure and auction information
- St. Joseph County Register of Deeds
- St. Joseph County property records and tax history
- Michigan state transfer-tax statute
- Michigan county transfer-tax statute
- Michigan tenant and landlord guide
- Zillow Home Value Index data