What we take on
You do not have to clean the house, repair fire damage, or haul debris to sell to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
If the fire department or another official has restricted access, follow those instructions. Do not enter the house or move damaged materials until the officials responsible say it is safe.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the house. Share what happened, the current condition, and any limits on entering the property. You can call or use the form above.
- Review a written cash offer. We'll give you a written cash offer within 24 hours.
- Read the written terms. Written offer and written terms before you commit; title-company closing.
Virginia Beach fire and permit help
Virginia Beach is an independent city, so local fire and building-permit questions go to City offices rather than a county office. For fire-department information, see the Virginia Beach Fire Department. For repair or rebuilding work, the City’s Building Permits page explains where to check permit and inspection information. Ask the City which requirements apply to the specific work and address; do not assume a repair or inspection is approved.
If officials have restricted entry, stay out until they clear access. Wait for the responsible officials’ direction before cleaning or removing debris.
Compare rebuilding with selling as-is
Rebuilding before a listing may involve cleanup, contractor estimates, permit or inspection steps, and bills while the work is underway. Compare those costs and timing with a written as-is offer and with what you might keep after a repaired listing, including listing costs and carrying expenses.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Your mortgage payoff, liens, back taxes and share of current property taxes are separate.
Use the calculator to compare the options with your own estimates. It is a planning estimate, not a property-specific offer.
Compare possible Virginia Beach sale proceeds with the calculator →
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Virginia Beach house
Can I sell a fire-damaged house in Virginia Beach?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Tell us what happened and what access is allowed so we can discuss the property.
Do I have to clean up, haul debris, or repair the house first?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or move damaged materials?
Follow any access restrictions from the officials responsible for the property. Do not enter or move debris until they say it is safe.
What happens after I tell you about the fire damage?
We discuss the property and its condition, then give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; closing is through a title company.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.