Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Richmond, VA — Cash Offer in 24 Hours
We buy houses as-is in Richmond City, Virginia, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 or tell us about the house in the form.
You get a written offer and written terms before you commit, and we close through a title company. No agent commissions when you sell to us.
Hablamos Español
We give written cash offers in 24 hours.
No obligation. Tell us about the house to start.
BBB A ratingRead our Google reviews
Hablamos Español
We give written cash offers in 24 hours.
No obligation. Tell us about the house to start.
BBB A ratingRead our Google reviews
Hablamos Español
Estimate what you could keep from a Richmond sale
See what you'd actually walk away with. We started with Zillow's typical home value for Richmond, $361,844 as of September 2026 (Source: Zillow Home Value Index). Pick your home's condition, from light touch-ups to fire damage, and change any number.
Richmond, VA illustrative estimate
Richmond home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Richmond, VA (As of September 2026): $361,844. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This is an estimate for local costs, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Before closing, we review the title, any mortgage payoff, who lives in the house, and who has authority to sell. Close as fast as 7 days when title and closing details allow.
Selling a Richmond house in a difficult situation
Foreclosure
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
No agent commissions when you sell to us. EZ Sale includes partner visits.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Richmond calculator →
Questions about the two options? Call 888-274-5006.
Richmond market snapshot
These city-level measures give you context for comparing sale paths. A house's condition, size, access, occupancy, title, and timing still matter.
Median sale price
$401,199
Redfin · Richmond, VA · Three months ending September 2026
Median days on market
17 days
Redfin · Richmond, VA · Three months ending September 2026
Homes sold
719 homes
Redfin · Richmond, VA · Three months ending September 2026
For-sale inventory
735 homes
Zillow · Richmond, VA · As of September 2026
Typical home value (Zillow ZHVI)
$361,844 (As of September 2026; Zillow typical home value for Richmond, VA)
Redfin's median sale price and Zillow's typical home value are different measures; neither is an offer or appraisal for a particular house.
Richmond selling costs: grantor and recordation taxes
Virginia law places grantor tax on the seller at 50 cents for every $500 of the greater of the sale price or value—about 0.1%. For example, on a $100,000 taxable transfer, the grantor tax is $100. State recordation tax and any locally adopted recordation tax are separate; exemptions or transfers with little or no consideration can change the amount. The contract can shift who pays, and the settlement agent confirms the deed charges.
Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
Virginia grantor tax law → Virginia state recordation tax law → Virginia recordation-tax exemptions →
What Richmond sellers should know
Richmond City and nearby places
Richmond is an independent city, not part of a county. We buy houses in Richmond City as-is; nearby Tuckahoe is in Henrico County.
Older homes in historic neighborhoods
The Fan and Church Hill include late-19th- and early-20th-century homes. If an older house needs updates, we buy it as-is, so you can compare our written offer with the time and cost of a renovation without doing the work first.
National Register: Fan Area Historic District → National Register: St. John's Church Historic District →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Who we are
Richmond is a market we serve.
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Useful Richmond City offices
Office of the Circuit Court Clerk
The clerk's office provides information about Richmond City Circuit Court records.
Circuit Court Clerk — Deeds
The Richmond City deeds office handles deed and land-record information for this independent-city jurisdiction.
Questions about selling a house in Richmond
Can I sell my Richmond house without repairing or cleaning it first?
Yes. We buy houses as-is in Richmond, Virginia, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work so you can compare the written terms with the time and cost of another sale path.
What taxes apply when I sell a house in Richmond, Virginia?
Virginia grantor tax is 50 cents for each $500 of the greater of the sale price or value, about 0.1%. State recordation tax and any locally adopted recordation tax are separate. Exemptions and transfers with little or no consideration can change the amount, so the settlement agent confirms the deed charges and the contract shows who pays them. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
What happens to insurance proceeds if you buy my fire-damaged Richmond house?
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What should I know about selling an older home in Richmond?
The Fan and Church Hill include late-19th- and early-20th-century homes. If an older Richmond house needs updates, we buy it as-is, so you can compare our written terms without making repairs first.
Tell us about your Richmond house
Tell us about the house and when you need to sell. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We give written cash offers in 24 hours.
No obligation. Tell us where the house is and what it is like.
BBB A ratingRead our Google reviews
Hablamos Español
Nearby places and other Virginia market pages
Petersburg, Hopewell, and Tuckahoe are nearby places outside Richmond City, so their market figures differ. For another Virginia seller market served by USA Home Buyers, see Roanoke or Winchester.
City of Petersburg → City of Hopewell → Tuckahoe reference →
Richmond market reportRichmond neighborhoodsRichmond seller FAQRichmond seller resourcesRichmond articlesRichmond seller guideRichmond selling guide articleHow the Richmond sale process worksRichmond reviewsAbout USA Home Buyers in RichmondRichmond net proceeds calculator
Local and tax sources
Prices, timing and your selling options
Home prices in Richmond
Homes in Richmond, VA sold for a median of $401,199 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Richmond, VA spent a median of 17 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.