Sell without cleaning up the fire damage
A fire can leave damaged rooms, smoke residue, and debris. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out or repair the house to sell it to us.
Do not enter if emergency responders, city officials, or your insurer have restricted access or identified the structure as unsafe. Follow the current instructions for the address and ask the official who issued any restriction what entry or work is allowed.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Insurance and your mortgage
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened, what parts of the house are damaged, and whether access is restricted.
- We give written cash offers in 24 hours. You get a written offer and written terms before you commit.
- If you choose to move forward, we close through a title company. Close as fast as 7 days when title and closing details allow.
Richmond fire safety and permits
Richmond is an independent city, so permits and inspections are handled by city offices. See the official Richmond Permits and Inspections page.
Virginia law allows an official to order repairs or demolition at an unsafe building. If the locality arranges that work, it may charge the owner, and unpaid costs can become a lien. An as-is sale does not cancel an order or deadline. See Virginia's unsafe-building rules and Va. Code § 15.2-906. See our Richmond code-violations guide for related local property issues.
Compare rebuilding with selling as-is
Compare cleanup, repair, or rebuilding costs with what you might keep from a sale. Ongoing carrying costs and any mortgage payoff affect that amount; insurance decisions and mortgage requirements depend on your claim and loan.
Use the Richmond calculator to change the assumptions and compare what you might net from a listing with a direct sale. It is a planning estimate, not a property-specific offer or settlement statement.
Open the Richmond home-sale net-proceeds calculator →
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. This does not pay your mortgage, liens, back taxes or share of current property taxes.
Questions about selling a fire-damaged Richmond house
Will you buy a fire-damaged house in Richmond, VA?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean out or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
If I have a mortgage, what happens to my insurance check?
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start repairs after a fire?
Follow the current instructions for the property from emergency responders, city officials, or your insurer. Do not enter if access is restricted or the structure has been identified as unsafe, and ask the official who issued any restriction what entry or work is allowed.
What happens after I tell you about the damage?
Tell us what happened, what is damaged, and any limits on access. We give written cash offers in 24 hours. You receive written offer terms before you commit, and the closing is handled by a title company.
Who pays closing costs when I sell to you?
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. This does not pay your mortgage, liens, back taxes or share of current property taxes.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about the house? Call 888-274-5006 or use the form below to tell us about the property.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.