Richmond, VA · 2026 seller guide
Yes. USA Home Buyers buys houses as-is in Richmond city, Virginia.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and clear written terms to review up front before you commit. We close through a title company.
Call 888-274-5006Share the address and what you know about the house.
The short answer
Call 888-274-5006 or use the form above. We review title, payoff, occupancy, seller authority, and timing with you, then compare a direct sale with a realistic listing plan.
Compare the choices
A listing puts the house in front of retail buyers. Compare the expected proceeds after repairs, cleanout, preparation, showings, commissions, concessions, mortgage payments, utilities, taxes, and the time you may carry the house—not just the asking price.
Listing may fit when the house is ready to show and the work and waiting suit you. Compare what you keep after the sale, not just the asking price.
We buy the house as-is, with no repairs, cleaning, or cleanout required. No fees to sell to us. No agent commissions when you sell to us. We review title, payoff, occupancy, and seller authority with you.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs.
Goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Yes, partner visits.
Compare the written numbers with the costs, timing, and responsibilities for your house. You choose which option, if any, works for you.
When you sell to us, there are no listing-agent showings; EZ Sale does include partner visits.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
These maintained measures describe Richmond, VA and the periods shown; they are market context, not a value or selling-time estimate for one house.
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $401,199 | Redfin · Richmond, VA | Three months ending September 2026 |
| Median days on market | 17 days | Redfin · Richmond, VA | Three months ending September 2026 |
| Homes sold | 719 homes | Redfin · Richmond, VA | Three months ending September 2026 |
| Typical home value (Zillow ZHVI) | $361,844 | Zillow · Richmond, VA | As of September 2026 |
| For-sale inventory | 735 homes | Zillow · Richmond, VA | As of September 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Zillow's typical home value is a modeled market measure, not an appraisal or offer for a specific house: $361,844 (As of September 2026; Zillow typical home value for Richmond, VA).
Richmond, VA Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Net proceeds are what remains after costs, not the sale price. The calculator compares listing with a cash sale and lets you change assumptions for repairs, cleanout, monthly bills, and closing costs. Its result is an estimate, not a property-specific settlement figure.
Richmond property context
The Fan and Church Hill historic districts include late-19th- and early-20th-century residential fabric, with Late Victorian, Greek Revival, and Federal influences. If an older house needs work, we can review it as-is so you can compare that option with preparing it for a listing.
The Fan Area Historic District · St. John’s Church Historic District
Before you agree to a closing plan
In Virginia, real estate passes at death to heirs or people named in the will. An executor can sell only after appointment through the circuit court clerk and only if the will directs a sale or grants a power of sale, or a court grants that power; otherwise, heirs or beneficiaries generally sign together. A circuit court can order a sale if they cannot agree. We review the will and appointment papers with the title company to help confirm who can sign.
Virginia’s grantor tax is 50 cents for each $500 of the greater of the sale price or value—about 0.1%. The law generally assigns it to the seller, but the sale contract can shift who pays. State recordation tax and, where adopted, local recordation taxes are separate. Exemptions and transfers with little or no consideration can change the amount; the settlement agent confirms the figures.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from those closing costs. See Virginia Code §58.1-802, §58.1-801, and §58.1-814.
We can review a tenant-occupied property. The lease, occupancy, access, and possession terms shape the handoff; a sale does not by itself end the lease or set a move-out date. A Virginia attorney can advise on a specific lease or notice question.
Virginia foreclosures are usually trustee’s sales under a deed of trust: the trustee auctions the house without a court case. For an owner-occupied home, written notice of the sale generally must go to the owner at least 60 days ahead, or 14 days for other property; the sale must also be advertised in a local newspaper. Plan to close and pay off the loan before the trustee’s sale; do not count on buying the house back afterward. A trustee can postpone a sale, and a postponed sale must be advertised again. Treat the sale date as current until the title company or an attorney confirms a postponement and payoff.
Notice, advertising, and postponement rules are in Va. Code §55.1-320, §55.1-321, and §55.1-322. Read Richmond foreclosure guidance →
Where to find help
Richmond is an independent city. For a Richmond City house, the Circuit Court Clerk handles wills, fiduciary qualification, deeds, and land records.
The Virginia seller guide covers other state-level selling questions. The linked code sections above explain grantor-tax and trustee-sale rules.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Richmond city, Virginia.
We'll give you a written cash offer within 24 hours. Closing timing depends on title, payoff, occupancy, seller authority, and closing readiness. Close as fast as 7 days when title and closing details allow.
Compare the written price and terms with repairs, cleanout, showings, commissions, concessions, carrying costs, payoff, and the time you expect to wait. A house ready to show may suit a listing. If the house needs work or timing is difficult, compare the Cash Offer and EZ Sale numbers before deciding.
In Virginia, real estate passes at death to heirs or people named in the will. An executor can sell only after appointment through the circuit court clerk and only if the will directs a sale or grants a power of sale, or a court grants that power. Otherwise, heirs or beneficiaries generally sign the deed together; a circuit court can order a sale if they cannot agree. During the first year after death, creditors may challenge a sale by heirs or beneficiaries if court action over estate debts is started or a report of debts is filed. We review the will and appointment papers with the title company to help confirm who can sign.
Virginia grantor tax is 50 cents for each $500 of the greater of the sale price or value, about 0.1%; the sale contract can shift who pays. State and, where adopted, local recordation taxes are separate, and exemptions or little-to-no-consideration transfers can change the amount. The settlement agent confirms the figures. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Mortgage balances, liens, back taxes, and your share of current property taxes remain separate.
Often, yes, if the sale closes and pays off the loan before the trustee's sale. For an owner-occupied home, written notice generally must go to the owner at least 60 days before the sale; for other property, generally 14 days, and the sale must be advertised in a local newspaper. Treat the listed sale date as current unless the title company or an attorney confirms a postponement; do not count on buying the house back afterward. A trustee can postpone a sale, and a postponed sale must be advertised again.
Yes. We can review a tenant-occupied house. The lease, occupancy, access, and possession terms shape the handoff; a sale does not by itself end a lease or set a move-out date. A Virginia attorney can advise on a specific lease or notice question.
Questions and contact
Call 888-274-5006 or send the property address. We review its condition, occupancy, and the date that matters to you.
Share the address and details you know about the property.