Richmond, Virginia · Richmond city (independent city)
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses as-is in Richmond, Virginia — Richmond city is an independent-city jurisdiction, with no separate county included.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. A lien or unpaid tax does not mean you must figure out every payoff before talking with us.
Call 888-274-5006 to talk through the house and the notice you have.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the lien or tax notice.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Closing costs are separate from a mortgage balance, lien or back-tax payoff, and your share of current property taxes. The current amount and payoff instructions need to be checked for the property and shown in the closing work.
The creditor or tax office named on a notice can confirm its current balance and payoff instructions. The title company checks ownership and recorded land records as the sale moves forward. You can call before you have everything; bring whatever is in front of you, even if it is incomplete.
Tell us what you know about the house and the payoff. We can start the conversation while you or the closing team confirms the details with the office or creditor that issued the notice.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Share the Richmond address, what you know about the lien or tax notice, and your timing. You can start without a complete payoff file.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the written terms before you decide.
The title company reviews ownership and recorded claims. The creditor or tax office confirms its current payoff and release instructions for the property.
The closing team brings the confirmed sale price, payoffs, taxes, and costs together for closing. The title company handles the closing.
A lien is a claim that can affect title or money due at closing. A payoff is the current amount and instructions for satisfying that claim. For deed and land-record questions in Richmond city, use the Circuit Court Clerk — Deeds office. The Office of the Circuit Court Clerk is the city clerk-office starting point.
A tax sale concerns unpaid real-estate taxes. A mortgage foreclosure is a separate process involving the home loan. Follow the current notice from the tax office, creditor, or trustee that issued it and confirm its status directly; a notice or date in one process does not establish the status of the other. For a current tax balance or tax-sale status, use the contact shown on the city tax bill or notice.
Virginia's grantor tax is 50 cents for each $500 or fraction of the greater of the sale price or value — about 0.1%. The Virginia grantor-tax rule applies when the deed is recorded. State recordation tax and any locally adopted recordation tax are separate. The regional fees named in Virginia's reviewed card cover other listed regions, not Richmond. Exemptions, transfers with little or no consideration, and the written contract can affect the final amount and who pays; the settlement professional confirms the property-specific figures.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
That closing-cost promise does not pay a seller's mortgage balance, liens, back taxes, or share of current property taxes. Those amounts are separate payoff or allocation items.
Use the Richmond home-sale net-proceeds calculator to compare your own estimates for the sale, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Richmond city, Virginia, and review the payoff information through the sale process.
No. Start with the Richmond property address and the tax bill, lien notice, creditor letter, or payoff information you have. You can call before you have every record or current balance.
The creditor or tax office named on the notice can confirm its current amount and instructions. The title company checks ownership and recorded land records for the sale. Keep the notice and any account, parcel, or case number handy if you have them.
No. A tax sale concerns unpaid real-estate taxes; a mortgage foreclosure is a separate process involving the home loan. Check the current notice with the office or creditor that issued it, because a tax notice does not establish the status of a mortgage foreclosure, or the other way around.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Virginia grantor tax and deed recordation taxes are separate charges, and the final amount can depend on the property, document, exemptions, and written contract. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Call 888-274-5006 or use the form above. You can start with the address and the notice or payoff information you have.
Prices, timing and your selling options
Homes in Richmond, VA sold for a median of $425,500 for the three months ending August 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Richmond, VA spent a median of 14 days on the market for the three months ending August 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.