Richmond, VA · How it works
How Selling Your Richmond House to Us Works
USA Home Buyers buys houses in Richmond, Virginia.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
1. Tell us about the house
One of our buyers will talk through the house with you. Start with the address, the condition, who lives there, and the timing you have in mind. You can begin before every property question is settled.
Call 888-274-5006 or use the form to tell us about the Richmond house.
Tell us about the house
We'll give you a written cash offer within 24 hours.
2. The sale, step by step
From the property conversation to settlement
Step 1: Talk through the house and what you know
Start with the Richmond address, the house’s condition, who lives there, access, and the timing you have in mind. Tell us about any estate, payoff, lien, tax, title, or notice question that may affect the sale. You can start the conversation before every property question is settled.
Step 2: Review the house and written offer
We talk through the property details with you. We give written cash offers in 24 hours. Read the price, responsibilities, possession, timing, costs, and property-specific terms before you decide whether to proceed.
Step 3: Check title, signing authority, and payoffs
We review title, payoff, occupancy, and seller authority with you and the title company. We check who owns the house, who can sign, any mortgage payoff or lien, and who will be living there through closing.
Step 4: Review the settlement sheet
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 5: Sign and close through a title company
You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written numbers and terms for the choices you are considering, then decide which path works for you.
4. Useful Richmond details
Richmond deed records
Richmond is an independent city, so deed records are with the Richmond Circuit Court Clerk’s Deeds office. We work with the title company to check the records that apply to your sale.
5. Closing numbers
Review the settlement sheet and Virginia closing costs
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from those closing costs.
Compare estimated proceeds after editable costs with the Richmond home-sale net-proceeds calculator →. The title company confirms the final settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Find Richmond guidance for your situation
If an estate, foreclosure, divorce, tenant, or fire-damage issue affects the next steps, these Richmond pages cover those situations:
- Richmond home-selling overview →
- Richmond seller resources →
- Richmond seller questions →
- Inherited-property questions →
- Probate-property questions →
- Foreclosure deadlines →
- Selling during a divorce →
- Tenant-occupied houses →
- Code violations and serious repairs →
- Fire-damaged property →
- Property liens and back taxes →
Richmond sale-process questions
Can I start before every property question is settled?
Yes. Start with the Richmond address and what you know about the house, who lives there, access, and timing. You can bring up an estate, payoff, lien, tax, or title question while details are still being gathered.
What do I receive before deciding whether to proceed?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
What closing costs do you pay when I sell to you?
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Talk through your Richmond house
Call 888-274-5006 or use the form. You can begin with what you know before every property question is settled.
We'll give you a written cash offer within 24 hours.