Richmond, VA · Seller FAQ
Questions About Selling a House in Richmond, VA
We buy houses as-is in Richmond, Virginia.
These answers cover what you may keep, repairs, timing, closing costs, paperwork, probate, and foreclosure. Use the form to request a cash offer, or call 888-274-5006 with a question.
We give written cash offers in 24 hours.
Tell us about the house and the question you are trying to answer.
Money and choices
Start with what you keep, not just the sale price
Net proceeds are what remains after sale costs and amounts owed. Repairs, selling costs, mortgage payoff, liens, back taxes, and your share of current property taxes can change the number you keep.
Use the Richmond calculator to compare possible listing and cash-sale results with your own assumptions. Then compare the written price and terms for the actual house.
Compare possible Richmond net proceeds with the home-sale calculator →
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Richmond calculator →
Questions about the two options? Call 888-274-5006.
Richmond seller questions, answered
How much might I keep after selling my Richmond house?
There is no one cash-sale percentage that applies to every house. Net proceeds are what remains after sale costs and amounts owed; condition, repairs, payoff, liens, taxes, and the sale path affect the number. Compare the written terms with the assumptions for your own property.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. The comparison below lays out the program terms so you can compare them for your house.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what the property needs as it sits today.
How quickly can I get an offer, and when would closing happen?
We give written cash offers in 24 hours. Before you commit, you get the offer and terms in writing, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What closing costs apply when selling in Richmond, Virginia?
No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from that promise.
Can I sell before a Virginia trustee’s foreclosure sale?
Often, yes, if the sale closes and pays off the loan before the trustee's sale. Virginia foreclosures under a deed of trust usually proceed through a trustee's sale, not a court case. For an owner-occupied home, the owner generally receives written notice at least 60 days before the sale; for other property, 14 days. The sale must also be advertised in a local newspaper.
Where does Richmond probate happen, and who can sign?
Richmond is an independent city, and the Richmond Circuit Court Clerk can probate wills and qualify fiduciaries. For a specific house, the estate’s authority and the property title determine who may sign; we work with the authorized seller and title company to confirm the sale documents.
Do I need paperwork before I call?
No. Call with whatever you know about the house. We can talk through its condition, who lives there, the timing, or any notice together; you do not need to gather every paper first.
Start with a question
You can call before you have everything figured out
Tell us the address, what you know about the house, who is living there, or what date or notice is on your mind. You do not need to have every paper gathered before starting the conversation.
Call 888-274-5006. You can also use the form on this page to request a written cash offer.
Local help
Richmond Circuit Court probate information
For local probate-office details and court contact information, use the Richmond Circuit Court’s official Virginia Courts page.
More detail
Open the page that matches your next question
Use the relevant Richmond situation page for more on inherited houses, foreclosure, tenants, code notices, fire damage, or a divorce sale.
For the foreclosure notice rules, see Virginia Code § 55.1-320, § 55.1-321, and § 55.1-322.
Ask about your Richmond house
Call 888-274-5006 or use the form. You can start with the property address and whatever details you already know.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Prices, timing and your selling options
Home prices in Richmond
Homes in Richmond, VA sold for a median of $401,199 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Richmond, VA spent a median of 17 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.