Virginia Beach, VA · How it works
How Selling Your Virginia Beach House to Us Works
USA Home Buyers buys houses in the City of Virginia Beach, Virginia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and what you know. You do not need every property question settled before talking with us.
Call 888-274-5006 with a question or to talk through the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know about the house.
1. Tell us about the house
Start with the facts you have
The address, condition, occupancy, access, and timing give us a place to start. Mention an estate, tenant, payoff, lien, tax account, code notice, or deadline if one is part of the situation. You can start the conversation while some details are still being checked.
2. The sale, step by step
From the property conversation to settlement
Talk through the property as it is
We ask about the address, condition, occupancy, access, ownership, and timing you are considering. You can start with what you know before every property question is settled. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before deciding whether to proceed.
Let the title company check the details
The title company checks the deed, ownership, who can sign, liens, and the documents needed for settlement. A lender or other creditor confirms the current payoff amount. A payoff is the amount needed to satisfy an obligation; a lien is a recorded claim for money. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.
Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Choose whether to sign and settle
If you decide to proceed, the title company handles the closing documents and settlement. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Virginia Beach calculator →
Questions about the two options? Call 888-274-5006.
4. Useful local details
Virginia Beach is an independent city
The U.S. Census Bureau lists “Virginia Beach city” among Virginia's cities, separately from the county entries; the City of Virginia Beach locality is not part of a county. For local land-record and probate questions, the Virginia Beach Circuit Court Clerk ↗ lists the relevant services. The Clerk's probate office ↗ has local estate information, and the City Treasurer ↗ provides real-estate tax and delinquent-collection contacts. The title company checks which records and signing documents apply to a particular sale.
5. Closing numbers
Read the taxes and other figures on the settlement sheet
Virginia grantor tax is 50 cents for each $500 of the greater of the sale price or value, about 0.1%. Virginia Beach also has a regional transportation improvement fee of 0.06%. State and applicable local recordation taxes are separate. Exemptions, transfers with little or no consideration, and the sale contract can affect the amount or who pays; the settlement agent confirms the figures for the transaction.
When you sell to us, we pay the closing costs.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Virginia Beach selling-process questions
Questions about the process
Can I start before every property question is settled?
Yes. Start with the address and what you know about the house, its condition, who lives there, access, and timing. You can mention an estate, payoff, lien, tax account, or notice while details are still being confirmed.
Who checks title, signing authority, and payoff amounts?
The title company checks ownership, who can sign, recorded liens, and the documents needed for settlement. The lender, tax office, or other creditor confirms its current payoff and settlement instructions.
Which county handles Virginia Beach property records?
Virginia Beach is an independent city locality, not part of a county. The Virginia Beach Circuit Court Clerk lists local land-record and probate services; use the City Treasurer for real-estate tax and delinquent-collection questions.
More help for your situation
Estimate what you might keep after costs with the Virginia Beach home-sale net-proceeds calculator. For the broader local overview, see the Virginia Beach home-selling page.
Call 888-274-5006 or use the form above. You can start with what you know before every property question is settled.