Virginia Beach, VA · Property liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in the City of Virginia Beach, Virginia. Virginia Beach is an independent city, not part of a county. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Back taxes, a mortgage balance, or another lien can affect the closing figures, but you can call before you have every notice or payoff statement. The current amount and instructions are checked for the specific property.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the notice, creditor, payoff, or City tax account. You can start with the question in front of you.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company uses current payoff figures and written instructions from the creditor or City office to prepare the closing figures. A mortgage payoff, a lien balance, and a City property-tax balance are separate items; each current amount has to be confirmed with the party that holds the account or record.
The closing statement shows the sale price, the payoffs and other amounts due, and what remains after those items. You can ask us about the property while those figures are being checked.
Start with the Virginia Beach property address. A parcel number, tax bill or delinquency notice, lender payoff statement, lien or court paper, case number, deed, or mortgage can help identify which balance needs checking. Bring what you have; you can call before you have everything.
The City Treasurer handles the City route for real-estate tax and Delinquent Collections questions. A lender or other creditor confirms its payoff, and the title company checks which recorded claims apply to the sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the address, what notice or payoff you have seen, and any timing that concerns you. You can start the conversation before you have every balance or document.
We discuss the house as it stands and put the offer and terms in writing before you decide. We buy houses as-is; you do not need to repair, clean, or clean out the house to sell to us.
If you choose to proceed, a title company checks ownership and recorded claims for the transaction. The City, lender, or other creditor provides the current payoff information and instructions that apply to its account.
The closing company prepares the final figures using the written terms, confirmed payoffs, and applicable closing charges. Review the figures before signing; closing is through a title company.
Virginia Beach is an independent city, not a county. A City property-tax account or tax notice is separate from a lender’s mortgage-foreclosure sale; check the current notice and contact the office named for the matter in front of you. A tax notice does not establish the status or date of a mortgage sale, or the other way around.
The City lists Real Estate and Delinquent Collections contacts. Use the Treasurer for a City property-tax bill, account, or delinquency notice, and ask about the current balance and any date or instruction on the notice.
The Clerk’s Office lists local land-record services, including recorded deeds and plats. Use the office for a recorded land-document question; a current payoff still comes from the creditor or tax office that holds the account.
Use the City Assessor for assessment and parcel-record questions. An assessed value is different from a current tax balance, creditor payoff, sale price, and final settlement amount.
Virginia law sets grantor tax at 50 cents for each $500 of the greater of the sale price or value, about 0.1%. Virginia Beach also has a regional transportation improvement fee of 0.06%. Those two charges together are $160 on a $100,000 sale, before separate state and any applicable local recordation taxes. The contract can shift who pays, and exemptions or transfer details can change the amount; the settlement agent confirms the figures for the transaction.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Use the editable Virginia Beach home-sale net proceeds calculator to compare your estimated sale price with mortgage, lien, back-tax, repair, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Testimonials are real, from our transactions, verified and approved by our attorneys.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The current tax or lien balance and payoff instructions still need to be confirmed for the property.
The Virginia Beach City Treasurer lists Real Estate and Delinquent Collections contacts for City tax-account questions. The creditor confirms its current payoff, and the title company checks the property records and works with the parties on the closing figures.
No. A City property-tax account or tax notice and a lender’s mortgage-foreclosure sale are separate matters with separate records and dates. Use the City Treasurer and the current tax notice for the tax account; use the lender, trustee, and current sale notice for a mortgage foreclosure. One does not update the other.
Start with the Virginia Beach property address and whatever you have: a City tax bill or notice, a lender payoff statement, a lien or court paper, a case number, a deed, or parcel information. You can call before you have everything.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The current payoff and instructions are checked with the lender or other office for the property.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Mortgage payoff, liens, back taxes, and your share of current property taxes are separate.
Call 888-274-5006 or use the form above. Start with the Virginia Beach address and the notice or payoff information you have.