Virginia Beach, VA › Foreclosure
Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Often, yes: if a sale closes and pays off the loan before the trustee’s sale, selling may still be an option. Virginia mortgage foreclosures are usually trustee’s sales under a deed of trust, with a trustee auctioning the home without a court case.
USA Home Buyers buys houses in the City of Virginia Beach, Virginia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Virginia Beach is an independent city, not a county.
Call 888-274-5006 to talk about your house or ask for a cash offer.
We'll give you a written cash offer within 24 hours.
Takes 2 minutes. No obligation.
Tell us the Virginia Beach address, what the notice says, and the sale date you have. We review the house as-is and work toward a closing through a title company.
Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
A signed agreement gives us something to take to the trustee when we ask for more time; it does not move the date by itself. Confirm the current sale date and payoff with the trustee, title company, or an attorney before relying on a postponement.
Virginia home foreclosures are usually trustee’s sales under a deed of trust, not a court case. For an owner-occupied home, written sale notice generally must be sent at least 60 days ahead; for other property, it is generally 14 days. The sale must also be advertised in a local newspaper. A trustee can postpone the sale, but a postponed sale must be advertised again. Do not assume the date has moved; confirm the current notice and sale date.
A sale over unpaid real-estate taxes is separate from a lender’s mortgage trustee’s sale. It has its own notice and timing. A request to postpone a mortgage sale does not change a tax-sale date; follow the date and instructions on the tax notice.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
The current payoff and title details still need to be reviewed for your property. A mortgage balance, liens, back taxes, and your share of current property taxes are separate items in the closing figures.
Call or use the form with the address, the date on your notice, and what you know about the payoff. We give written cash offers in 24 hours.
You receive a written offer and written terms before you commit. You can review them before deciding whether to move forward.
If you choose to proceed, the title company reviews title and confirms the mortgage payoff, liens, back taxes, and any current-property-tax allocation that applies. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Confirm the current trustee’s sale date with the trustee or title company. The trustee can postpone a sale, but a postponed sale must be advertised again. Do not rely on a changed date until it is confirmed.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from the closing costs we pay. Closing is through a title company, under the written terms.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Virginia Beach is an independent city, not a county. For a City real-estate tax account or delinquency notice, check the Virginia Beach City Treasurer’s Real Estate and Delinquent Collections contacts and follow the instructions on your notice. For a mortgage trustee’s sale, use the trustee’s notice and local newspaper advertisement; confirm the date with the trustee or title company. A local tax-office contact is not a mortgage-sale schedule.
Compare your own assumptions with the Virginia Beach home-sale net proceeds calculator. It is a planning estimate, not a property-specific offer or payoff quote.
Call 888-274-5006 or use the form to talk through the house and the notice you received.
Testimonials are real, from our transactions, verified and approved by our attorneys.
Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. A sale may still be possible if it closes and pays off the loan before the trustee's sale.
For an owner-occupied home, written notice of the sale generally must be sent at least 60 days ahead; for other property, the period is 14 days. The sale must also be advertised in a local newspaper. Check the notice and current trustee information for your property; do not assume a changed date until it is confirmed.
No. A mortgage foreclosure under a deed of trust is separate from a sale over unpaid property taxes, and each follows its own notice and timing. A mortgage-sale postponement does not change a separate tax notice or deadline. Follow the tax notice and contact the City Treasurer about a Virginia Beach real-estate tax account.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The current payoff and title details still need to be reviewed for your property.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage payoff and share of current property taxes are separate items; the title company confirms the amounts that apply to the sale.
You receive a written offer and written terms before you commit; closing is through a title company. The title company reviews title and payoff details for the property.
We'll give you a written cash offer within 24 hours.
Takes 2 minutes. No obligation.