Waco, Texas · McLennan County
Questions About Selling a House in Waco, TX
USA Home Buyers buys houses as-is in Waco and McLennan County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
These answers cover what you might keep, how the two sale options compare, and Texas questions about costs, paperwork, and timing. Call 888-274-5006 or start with the question you have.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, the question you are trying to answer, and your timing.
Money and choices
Compare what you keep, not only the sale price
Repairs, commissions, concessions, cleanout, carrying costs, taxes, mortgage payoff, and liens can change what remains from a sale. Use the Waco calculator to compare possible net proceeds with assumptions you can edit for your house.
Compare possible Waco net proceeds →
A Cash Offer is a direct purchase by USA Home Buyers; EZ Sale goes to one of our partners. Compare the program terms and written numbers before you choose. See the Cash Offer and EZ Sale comparison below →
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Waco calculator →
Questions about the two options? Call 888-274-5006.
Waco seller questions, answered
Can I sell my Waco house as-is?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the condition, access, occupancy, and timing you know; you do not need to finish repairs or cleanout before asking about a sale.
How do I compare a cash offer with what I would keep from listing?
There is no one discount that fits every house. Compare the written price with what you may keep after listing costs such as commission, repairs, concessions, cleanout, carrying costs, taxes, mortgage payoff, and liens. The useful number is your estimated net proceeds, not just the headline price.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How soon can I get a written cash offer?
We give written cash offers in 24 hours. You can start with the Waco property address and the condition, occupancy, and timing details you know.
Does Texas charge a real-estate transfer tax, and who pays closing costs?
No. Texas has no state, county, or city real-estate transfer tax. The deed still has to be signed before a notary and recorded with the county clerk. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Can I still sell my Texas house if foreclosure is underway?
Often, yes, if your sale closes before the foreclosure sale. Texas lenders usually foreclose without going to court, through a trustee or substitute trustee. For property used as your residence, the loan servicer must send a written notice of default by certified mail and give at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The public auction is usually on the first Tuesday of the month between 10 a.m. and 4 p.m., and must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Can an inherited Texas house be sold before the estate is finished?
Often, yes, once the person with legal authority to sign is clear. In an independent administration, an executor or administrator may be able to sell without asking the judge first; the power of sale depends on the will, the appointment order, or a sworn affidavit allowed by law, and the court-issued letters show the appointment. In a dependent administration, the court stays in charge and a court order and approval are needed before the deed is signed. If there has been no probate, heirs may need to sign, and the title company determines what proof of heirship it needs. The actual will, court papers, deed, debts, and title review control who can sign.
Can I sell a Texas rental house while tenants live there?
Yes. A sale does not cancel the lease; the buyer becomes the new landlord. When ownership changes, the new owner is responsible for returning security deposits and must give each tenant a signed statement identifying the new owner, its responsibility for the deposit, and the deposit amount. The seller remains responsible for deposits already collected until the new owner receives them or takes over that responsibility, unless the written contract says otherwise. Keep the leases and deposit records with the closing papers. A month-to-month tenancy can be ended with notice, but the effective date and any different lease terms matter.
Can I sell a Texas house with a code violation or open notice?
Often, yes, but a sale does not automatically end a city order or court case. Texas cities may issue notices and deadlines for conditions such as weeds, junk, trash, or dangerous and substandard buildings. If a problem is not fixed, a city may issue a citation or hire the work and bill the owner; it may also file a lien with the county clerk. A lien remains with the property until paid, so it is commonly handled from the sale proceeds. Share any notice so the title company can check the actual record. When you sell to us, we are the buyer, so the repairs become our job.
Start with a question
You can call before you have everything figured out
Start with the Waco property address, what you know about its condition, who is living there, and the timing you are facing. A deed, lease, tax notice, payoff statement, city notice, or court paper can help answer a follow-up, but you do not need a perfect stack of paperwork before asking a question.
Call 888-274-5006 or use the form above. Tell us what you know; the conversation can start with one question.
Local help
Where do I ask about recording a Waco-area deed?
Census TIGERweb's Waco city geometry intersects McLennan County; that is city-level orientation, not a parcel-specific county, title, or venue conclusion. Texas deeds are recorded with the county clerk. For a deed-recording question, start with the McLennan County Clerk and confirm the parcel's county and current filing instructions and fees with the office.
McLennan County Clerk official page →
City and county boundaries do not answer a property-specific title, tax, or court question. Use the parcel record and the actual paperwork for that question.
More detail for the situation in front of you
Open the Waco page, guide, or calculator that fits your next question. These links cover the situations and comparisons discussed above.
Still have a Waco house question?
Call 888-274-5006 or use the form above. Start with the address and the part of the sale you want to understand.
