What we take on after a fire
You can sell without cleaning up, making repairs, or hauling away debris first. Tell us what happened, and we’ll talk through the house as it stands.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We’ll talk through the house and timing with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. No fees.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from those closing costs.
Building safety, repairs, and permits
If fire or building officials have told you to stay out, do so. Woonsocket’s Building Inspection & Code Enforcement Division can answer City questions about inspections, permits, and code concerns.
City of Woonsocket Building Inspection & Code Enforcement Division →Compare rebuilding with selling as-is
Compare your written sale terms with the repair, cleanup, debris-removal, and rebuilding costs and time you expect.
Compare Woonsocket sale proceeds in the home-sale calculator →Questions and contact
Call while the house is still damaged and talk it through with us, or use the form below.
Questions about selling a fire-damaged Woonsocket house
Can I sell a fire-damaged house in Woonsocket as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up or repair the house before selling?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What if fire or building officials have told me not to enter?
Stay out if officials have told you the house is unsafe or access is restricted. You can still talk with us about selling the house as it stands.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
Talk with us about the house
Tell us what happened and what you know about the Woonsocket property.
We give written cash offers in 24 hours.
Tell us about the property and the damage.