Auburn, NY · How selling works
How Selling Your Auburn House to Us Works
Tell us about the house
USA Home Buyers buys houses as-is in Auburn and Cayuga County, New York. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
For a Cash Offer, USA Home Buyers buys directly. You can start the conversation before every property question is settled; share the address and what you know about condition, occupancy, access, and timing.
Call 888-274-5006 or use the form to start.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house so we can start with the property.
The sale, step by step
From the property conversation to settlement
Talk through the property
We ask about condition, repairs, occupancy, access, and the timing you are considering. You can start the conversation before every property question is settled; begin with what you know. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Work through title and payoffs
If you choose to proceed, the title company reviews the deed, ownership, mortgage payoff information, liens, taxes, and documents needed for settlement. Bring any statements, notices, or estate papers you already have. You can talk with us while those details are still being sorted out.
Review the settlement sheet and close
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you proceed, the title company handles the closing and confirms the final numbers.
Your side of settlement
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Auburn home-sale net-proceeds calculator. The calculator is an estimate you can adjust.
Useful local details
Cayuga County property and recording resources
If an estate, deed, lien, tax, or payoff question affects the sale, bring the papers or notices you already have. These county resources can help you locate property or recorded information; the title company checks which records and amounts apply to a particular closing. You can start the conversation before every detail is settled.
Closing numbers
Review the settlement figures
The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other charges, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Auburn process questions
Questions about selling a house in Auburn
Can I contact you before I know every detail about the house?
Yes. Start with the Auburn address and what you know about condition, occupancy, access, and timing. You can discuss estate, payoff, lien, tax, or title questions while details are still being gathered.
Do I need to repair or clean out an Auburn house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
Who checks the title, mortgage payoff, and liens?
If you choose to proceed, the title company reviews ownership and the deed, works through payoff information, and checks the records and documents needed for this closing. The details depend on the property and the people authorized to sign.
Who pays closing costs when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
How do I review the amount I would receive at settlement?
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Questions about an Auburn or Cayuga County house?
Call 888-274-5006 or start with the property address, condition, occupancy, and timing in the form. You can begin before every question is settled.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house so we can start with the property.