Bettendorf, IA · Scott County · How the sale works
How Selling Your Bettendorf House to Us Works
USA Home Buyers buys houses in Bettendorf and Scott County. You can start with a call or the form before every property detail is settled.
Call with questions: 888-274-5006.
Tell us about the houseWe give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
From the first conversation to settlement
The Bettendorf sale, step by step
Step 1: Tell us about the house
Start with the Bettendorf address and what you know about the house, who lives there, and your timing. If something about the property or paperwork worries you, tell us what you know. You can start before every question is settled.
Step 2: Talk through the property
We talk through the house as it stands, including its condition, repairs, access, occupancy, and what you want from the sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before you decide whether to proceed.
Step 4: Work through title, signing, and payoffs
We work with the title company on ownership, who can sign, mortgage payoffs, liens, and tax details. We can talk through questions about the house and papers as those details come together.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
No agent commissions when you sell to us.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Bettendorf calculator →
Questions about the two options? Call 888-274-5006.
Iowa closing numbers
Review the settlement figures and transfer tax
The settlement figures list the mortgage payoff, liens, back taxes, and your share of current property taxes separately from closing costs.
Iowa real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. Some transfers are exempt, and the closing professional confirms whether the tax applies and the taxable amount. The tax is paid to the county recorder before the deed can be recorded.
When you sell to us, we pay the closing costs. No fees.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling your Bettendorf house
Can I call before every property detail is settled?
Yes. Call 888-274-5006 or use the form with what you know about the Bettendorf house. We can talk through the open questions together.
Do I have to repair or clean out the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I get before I decide whether to sell?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
More help for your situation
Choose the question that fits your house, or call us and tell us what is going on.
You can call before every detail is settled: 888-274-5006.