Hardin County Clerk recording information
The Clerk's recording page includes information and records-search resources for deeds and mortgages. It can help you locate a document; the title company checks which records are needed for your sale.
Elizabethtown, KY · Hardin County · How the sale works
How Selling Your Elizabethtown House to Us Works
USA Home Buyers buys houses as-is in Elizabethtown and Hardin County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call or use the form before every property question is settled.
Questions now? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know. Unknown details can be sorted out in the conversation.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Elizabethtown address, the condition, who is living there, access, and the timing you have in mind. If an estate, payoff, lien, tax balance, tenant, code notice, or deadline is part of the situation, tell us what you know. You can start the conversation before every property question is settled.
Step 2: Talk through the property and the sale choices
We ask about the house as it stands, including repairs, occupancy, access, and timing. We talk through the choices that fit the property and what still needs to be checked. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 4: Work through title, signing authority, and payoffs
The title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, tax items, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation. A lien is a claim for money against the property. If an estate or property record is still being sorted out, you can start with what you know.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you decide to proceed, sign the closing papers through the title company and follow its instructions for receiving the sale proceeds.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Elizabethtown home-sale net-proceeds calculator →
Useful local details
Hardin County records and estate questions
Local offices can help you find a record or the right contact. The title company checks which records and signing documents apply to your particular sale.
Hardin County probate contact information
The Kentucky Court of Justice lists a local probate contact route. It can help you find the right office for an estate question; the listing alone does not determine who may sign a particular sale.
Closing numbers
Understand the Kentucky transfer tax
Kentucky's real estate transfer tax is 50 cents for each $500 of value, or fraction of $500—about 0.1%. On a $100,000 sale, that is $100. The law calls the seller the grantor, and the county clerk collects the tax before the deed can be recorded.
Taxable value means the full price, including liens the buyer takes over. Some transfers are exempt, including certain foreclosure, spouse-to-spouse, and government transfers. Have the title company confirm whether an exemption applies to your sale; recording fees are separate.
When you sell to us, we pay the closing costs.
That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Kentucky Revised Statutes §142.050 — real estate transfer tax ↗
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the next step for your Elizabethtown house
Call 888-274-5006 or use the form at the top of this page. You can start with what you know before every property question is settled.
- Inherited property and estate questions →
- Foreclosure deadlines →
- Selling during a divorce →
- Tenant-occupied houses →
- Code notices and repairs →
- Fire-damaged houses →
- Property liens and back taxes →
- Elizabethtown seller reviews →
- Elizabethtown net-proceeds calculator →
Common Elizabethtown process questions
Can I contact you before every property question is settled?
Yes. Call 888-274-5006 or use the form with the Elizabethtown address and what you know so far. You can tell us which details about condition, occupancy, a payoff, lien, or estate are still unknown.
What does selling the house as-is mean?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who checks title, liens, and the mortgage payoff?
The title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, tax items, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property.
What should I do with an estate paper or property notice?
Keep the paper or notice with the property records and tell us what you know. You can start the conversation before every detail is settled; the title company can identify which documents or questions apply to the sale.
Ready to talk about your Elizabethtown house?
Call 888-274-5006 or start with the address and what you know about the property. Questions before documents are ready are welcome.