Fresno, California · Fresno County
How Selling Your Fresno House to Us Works
USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us — in Fresno and Fresno County. You can start with the property questions you can answer now; you do not need every detail settled before the first conversation.
Call 888-274-5006 or tell us about the house below.
Tell us about the houseStart with what you know
Tell us what is going on with the house
Share the address, condition, who lives there, access, and the timing you are considering. If an estate, payoff, lien, tax notice, tenant, or repair issue is part of the situation, mention what you know. It is fine to start while some property questions are still open.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the Fresno property address and what you know so far.
From the first conversation to settlement
The Fresno sale, step by step
1. Tell us about the house
Call or use the form with the property address and the details you have. We ask about condition, occupancy, access, ownership, and timing. You can start before every answer is settled.
2. Talk through the property and your choices
We discuss what the house needs and any occupancy, access, payoff, lien, tax, estate, or title questions that may affect a sale. We look at the house as it sits and explain the available sale choices so you can compare them with listing or another path.
3. Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide.
4. Let the title company check title and payoffs
If you choose to proceed, the title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for settlement. Keep statements, notices, and estate papers that apply to the house available; the title company confirms what is needed for this transaction.
5. Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
6. Decide, sign, and close
You decide whether to proceed after reviewing the written terms and settlement figures. If you proceed, sign the final papers through the title company and follow its instructions for receiving the sale proceeds.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Fresno, CA calculator →
Questions about the two options? Call 888-274-5006.
Fresno County closing records
Use the County Recorder for recorded-property questions
The City of Fresno is within Fresno County. The Fresno County Recorder ↗ handles deeds and other recorded land documents and publishes local recording and transfer-tax instructions. A record search can help locate documents; the title company checks what applies to this sale. Confirm the property's actual jurisdiction and any city tax with the title company or escrow.
Before the signatures
Review the settlement figures and transfer tax
The settlement sheet lays out the sale price, mortgage payoff, liens, property-tax amounts, closing charges, and the amount scheduled for disbursement. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.
California counties charge a documentary transfer tax of $0.55 for each $500 of value, or fraction of $500. It applies when the consideration is over $100, not counting any lien or loan that stays on the property after the sale. A city may take half of that rate as its own share, credited against the county tax; some cities add a larger transfer tax on top. The county recorder collects the tax when the deed is recorded. Some transfers are exempt. Ask the title company or escrow to confirm the property's county, any city tax, and the taxable amount.
State law makes a person who signs or benefits from the deed responsible for the tax, and the purchase agreement can allocate the cost between buyer and seller. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Keep the next question local
Fresno seller pages and planning tools
Questions about the Fresno sale process
Can I start before every property question is settled?
Yes. Start with the Fresno address and what you know about the house, who lives there, access, and timing. You can call or use the form before every detail is settled.
What happens after I tell you about the house?
We talk through the property, its condition, occupancy, access, ownership, timing, and the sale choices. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. If you choose to proceed, the title company checks the deed, ownership, who can sign, payoffs, liens, taxes, and the documents needed for settlement.
What closing costs do you pay?
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
How do I know what the settlement figures mean?
The settlement sheet shows how the sale money breaks down, including the price, payoffs, liens, taxes, and other costs. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ready to talk through your Fresno house?
Call 888-274-5006 or use the form above to start with the property address and what you know. Questions before documents are ready are welcome.