How it works in Greeneville, Tennessee
How Selling Your Greeneville House to Us Works
We're USA Home Buyers. We buy houses as-is in the Town of Greeneville and Greene County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and what you know about the house. You don't need every ownership, payoff, estate, or repair question settled before the first conversation.
Call 888-274-5006 to talk through the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know so far. You can start before every property question is settled.
From first contact to settlement
The Greeneville sale, step by step
Step 1: Tell us what you know about the house
Start with the Greeneville address, condition, who lives there, access, and the timing you are considering. Tell us what you know about an estate, mortgage payoff, lien, tax balance, tenant, or deadline. You can start the conversation before every property question is settled.
Step 2: Talk through the house and your choices
We ask practical questions about repairs, occupancy, access, ownership, and timing, then look at the house as it sits. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can talk through a Cash Offer, EZ Sale, listing, or another option that fits the property.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, signing authority, and payoffs
If you choose to proceed, the title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for closing. A payoff is the amount needed to satisfy a mortgage or another obligation. Bring the statements, notices, or estate papers you have so the right questions can be identified; you can begin before every document is in hand.
Step 5: Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose whether to proceed, then close
You decide whether to proceed, compare another sale path, or stop before signing. If you proceed, the title company handles the closing paperwork. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Greeneville calculator →
Questions about the two options? Call 888-274-5006.
A local boundary to check
Greeneville is the county seat, but the Town and County are separate
The Town of Greeneville and Greene County are distinct local-government jurisdictions. Greeneville is the county seat, but a property's address should be checked before relying on a town-specific rule. The Greene County GIS Group supports both governments and maintains a countywide GIS database. Use it as a first map reference, then confirm the property's municipal boundary with the appropriate local office.
Closing numbers
Review the settlement figures and Tennessee's transfer tax
The settlement sheet lays out the sale price, mortgage payoffs, liens, taxes, costs, and amount scheduled for disbursement. Tennessee charges a realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. A $100,000 taxable amount owes $370. State law makes the buyer responsible for the tax, and the Register of Deeds collects it for the state. It is a state tax, not a separate Greeneville or Greene County transfer tax. Read the Tennessee Department of Revenue's recordation-tax guidance ↗.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
When something gets in the way
We stay with the sale process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Greeneville selling-process questions
Do I need every answer before I contact you?
No. Start with the address and what you know about the condition, occupancy, access, and timing. You can tell us which ownership, estate, payoff, lien, or tax details are still unknown.
Does asking about a sale mean I have to accept an offer?
No obligation. Read the written terms, ask questions, and decide whether to proceed before signing.
Are the Town of Greeneville and Greene County the same jurisdiction?
No. The Town of Greeneville and Greene County are distinct local governments, although Greeneville is the county seat. The county GIS is a useful first map reference, but confirm an address-level municipal boundary with the appropriate local office.
What does the settlement sheet show?
It lays out the sale price, mortgage payoffs, liens, taxes, costs, and the amount scheduled for disbursement. The title company confirms the final numbers.
If the house is inherited, facing a foreclosure deadline, or occupied by tenants, read our Greeneville pages about inherited property, foreclosure or tenant-occupied houses.
Compare possible settlement figures with the Greeneville home-sale net-proceeds calculator.
Talk through your Greeneville house
Call 888-274-5006 or use the property form above. Start with what you know; the rest of the property questions can be worked through as you go.