Greensburg, IN · Decatur County · How it works
How Selling Your Greensburg House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Greensburg and throughout Decatur County, Indiana. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address, condition, who lives there, access, ownership, and timing. You can start the conversation before every property question is settled.
Call 888-274-5006 with a question or to talk about the house. You do not need every answer before you call.
Request a written cash offer2. The sale, step by step
From the first conversation to settlement
Talk through the house and situation
Tell us what you know about the Greensburg house, its condition, occupancy, access, ownership, and timing. An estate, tenant, code notice, payoff, lien, tax account, or move date can be part of the conversation even if some details are still open.
Review the property as it sits
We ask practical questions about the house and review its current condition. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can also talk through listing, repairs, waiting, or another sale path.
Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed, compare another path, or stop before signing.
Check title, authority, and payoffs
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and documents needed for settlement. Bring the statements, notices, or estate papers you have so it can check what applies to this property.
In Indiana, a court-appointed personal representative can generally sell estate property without a separate sale order when the estate is handled without court supervision; a will can also give the representative authority to sell. If neither applies, a court order may be needed. The appointment, will, deed, and any court restrictions determine who can sign, so share the papers you have before a closing date is set. Indiana Code on estate administration ↗.
Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
The program terms do not pay your mortgage, liens, back taxes, or share of current property taxes; those remain separate settlement items.
4. Useful local details
Check which local office handles the question
Greensburg is Decatur County's county seat, but an individual parcel's status inside or outside the city limits is a separate question. Greensburg City Code applies only within the City's corporate limits. If a code or permit notice is part of the sale, confirm the parcel's jurisdiction before relying on city instructions. The City posts its city-limit and code guidance ↗ and its permits and historic-area resources ↗. Those resources do not determine whether a particular house is in a mapped historic area or needs a specific review.
Decatur County's Auditor lists a checklist for transferring documents, and the County Recorder provides an index of recorded documents. These can help you locate county records; an index is not a title opinion, and the title company checks what is needed for your sale. Decatur County Auditor ↗ · Decatur County Recorder ↗.
5. Closing numbers
Review the settlement sheet and Indiana transfer reporting
The settlement sheet shows the price, mortgage payoffs, liens, taxes, other charges, and the amount scheduled for disbursement. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Indiana property-transfer reporting for property-tax records usually has a $20 filing fee; some transfers are exempt. Recording and other closing charges are separate, and the closing professional handles the paperwork. Indiana Code on property-transfer reporting ↗.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Compare your planning assumptions with the Greensburg home-sale net-proceeds calculator →. The title company confirms the final settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Greensburg guidance for your situation
If an estate, foreclosure notice, tenant, code issue, fire damage, divorce, or lien affects the next steps, open the page for that situation:
- Inherited property →
- Foreclosure questions →
- Selling during a divorce →
- Tenant-occupied house →
- Code violations →
- Fire-damaged property →
- Property liens and unpaid taxes →
For a planning estimate, use the Greensburg home-sale net-proceeds calculator →
Greensburg selling-process questions
Can I start before every question about my Greensburg house is settled?
Yes. Start with the address and what you know about the condition, occupancy, access, ownership, and timing. Open questions can be part of the first conversation.
How do Cash Offer and EZ Sale differ?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks title, payoffs, and the settlement figures?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
What Indiana property-transfer filing and closing costs should I know about?
Indiana property-transfer reporting for property-tax records usually has a $20 filing fee; some transfers are exempt. Recording and other closing charges are separate. When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Does a Greensburg city code notice apply to every Decatur County property?
No. Greensburg City Code applies only inside the City's corporate limits. Confirm the jurisdiction for the actual parcel before relying on city instructions; the county and city boundaries do not establish an individual parcel's status.
Talk with us about your Greensburg house
Call 888-274-5006 or start with the address and what you know in the form above. You can call before every property detail is settled.
Tell us about the house