Cash Offer
Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs.
Harrisburg, PA · How the process works
How the Cash-Offer Process Works in Harrisburg PA
We buy houses as-is in Harrisburg and Dauphin County.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and timing.
From first contact to closing
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
1. Share the property basics
Start with the address, condition, who lives there, what needs work, and when you want to sell. Mention any payoff (the amount still owed on a mortgage or other debt), lien (a claim against the property for money owed), estate paperwork, tax notice, court notice, or access question you already know about.
2. Read the offer and terms
A title company handles the closing.
3. Compare the two programs
Compare the Cash Offer and EZ Sale terms below. You choose whether to sign, compare another way to sell, or keep the house.
4. Review title and signing authority
The title company checks the ownership records, who needs to sign, and any mortgage or lien payoffs. If an estate owns the house, the will and estate papers help identify who may sign; Pennsylvania's ordinary rule and its court path are explained below.
5. Go through the payoff and settlement sheet
The settlement sheet is the closing statement showing how the money breaks down.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
6. Sign and settle through the title company
Settlement—also called closing—is where the final sale papers are signed.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Choose the terms that fit
EZ Sale
EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
If a work move sets your timing
Harrisburg is Pennsylvania's capital, so a move for work—including a state-government job—may be part of the timing decision.
Job start date coming fast? We coordinate the closing timeline around your move once title and payoff are ready.
Review the settlement sheet and applicable taxes
Read each line on the settlement sheet: the price, mortgage and other payoffs, liens, taxes, other costs, and the amount scheduled to be paid out. Ask the title company about any line you do not recognize and compare the sheet with the written terms before you sign.
Pennsylvania charges a 1% state realty-transfer tax when a house changes hands, and most towns add a local tax on top. Pennsylvania Revenue explains the realty-transfer tax.
When you sell to us, we pay the transfer tax.
When the details take work
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions about selling
What should I share when I first contact you?
Start with the address, condition, who lives there, what needs work, and your preferred timing. Mention any payoff, lien, estate paperwork, tax notice, or court notice you know about.
Can I choose whether to sell after I see the terms?
Yes. You choose whether to sign the written terms, compare another way to sell, or keep the house.
Want to see what the process looks like for your house?
Start with the property address, what needs work, and when you want to sell.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and timing.