Hermitage, PA · How the process works
How Selling Your Hermitage House to Us Works
USA Home Buyers buys houses as-is in Hermitage and throughout Mercer County, Pennsylvania. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with what you know; you do not have to settle every property question before talking with us.
Call 888-274-5006 or use the form to tell us about the property.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
From the first conversation to settlement
The Hermitage sale, step by step
Step 1: Tell us what you know about the house
Start with the address, condition, who lives there, access, and the timing you have in mind. USA Home Buyers buys houses as-is in Hermitage and Mercer County, Pennsylvania. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.You can start the conversation before every property question is settled.
Step 2: Talk through the property
We discuss the house as it stands, including repairs, occupancy, access, ownership, and timing. If a mortgage payoff, lien, estate, tax notice, or move plan is part of the situation, tell us what you know so it can be included in the review.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, timing, possession, responsibilities, conditions, and costs before deciding whether to proceed.
Step 4: Let the title company check title and payoffs
The title company reviews the deed, who can sign, mortgage payoff statements, recorded liens, taxes, and the documents needed for closing. The actual statements and property records help confirm the figures and paperwork for this sale.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you choose to proceed, sign the closing papers through the title company.
Your settlement outcome
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Hermitage calculator →
Questions about the two options? Call 888-274-5006.
Before you sign
Review the settlement sheet and transfer tax
Read the sale price, mortgage and other payoffs, liens, taxes, costs, and the amount scheduled for disbursement. The title company confirms the figures for this sale.
Pennsylvania has a 1% state realty-transfer tax on taxable transfers. The title company confirms the applicable tax for the transaction. Read Pennsylvania's realty-transfer-tax information ↗.
When you sell to us, we pay the transfer tax.
When you sell to us, we pay the closing costs.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from these promises.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Hermitage seller pages and planning tools
Use the guide that matches your next question. The Hermitage home-sale net-proceeds calculator can help you compare estimated amounts after costs.
Questions about selling a Hermitage house
Can I start before every property question is settled?
Yes. Start with the address, condition, occupancy, access, and timing you know. You can bring up an estate, payoff, lien, tax notice, or other open question during the conversation.
What do I review before I commit to the sale?
You get a written offer and written terms before you commit, and we close through a title company. Read the price, timing, possession, responsibilities, conditions, and costs before you decide whether to proceed.
How are settlement figures reviewed?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. The settlement sheet shows the sale figures; the title company confirms the final numbers.
Who pays Pennsylvania transfer tax and closing costs?
When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Ready to talk through your Hermitage house?
Call 888-274-5006 or use the form above to start with the address and what you know about the property.