Hickory, NC · Burke, Catawba, and Caldwell Counties · How the sale works

How Selling Your Hickory House to Us Works

USA Home Buyers buys houses as-is in Hickory and serves properties in Burke, Catawba, and Caldwell Counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start the conversation before every property question is settled.

Start with what you know about the house. Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what you know. Unknown property details can be sorted out in the conversation.

From the first conversation to settlement

The sale, step by step

Step 1: Tell us what you know about the house
Start with the Hickory-area address, condition, who lives there, access, and timing. Tell us what you know about any estate, tenant, payoff, lien, tax account, code notice, or sale deadline. You can start the conversation before every property question is settled.
Step 2: Talk through the property and the sale choices
We ask practical questions about the house as it sits, including repairs, occupancy, access, ownership, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Then we can compare a Cash Offer or EZ Sale with listing or another path.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 4: Work through title, county records, and payoffs
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or another obligation; a lien is a recorded claim for money against the property. The county for the parcel matters when locating deed and tax records.
Step 5: Review the settlement sheet and close
The settlement sheet lays out how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you choose to proceed, the title company coordinates the closing papers and disbursement.

You're going to get a fair price and not have to do anything. Just show up at settlement.

Two ways to sell to us

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	None
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	Written offer and written terms before you commit; title-company closing.	Written offer and written terms before you commit; title-company closing.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare estimated proceeds after costs with the Hickory home-sale net-proceeds calculator →

Hickory and county records

Start with the county for the property

Hickory’s incorporated-place boundary intersects Burke, Catawba, and Caldwell Counties. A city name or mailing address does not identify the county for a particular parcel. The county matters when locating deed and tax records, so the title company checks the records for the actual property. You can begin with the address while that is being sorted out.

These county Register of Deeds offices keep deed records. Use the one for the parcel’s county; the Census boundary data explains why a Hickory address alone may not settle that question.

Closing numbers

Read the settlement figures and deed tax

The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other listed costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

North Carolina charges an excise tax on conveyances when a deed transfers real estate. The rate is $1 for each $500 of the price or value, and any part of $500 counts as a full $500. State law makes the seller responsible for paying it to the county Register of Deeds before the deed is recorded. Read G.S. 105-228.30 on the excise tax ↗.

When you sell to us, we pay the closing costs.

Your mortgage, liens, back taxes, and share of current property taxes are separate from that closing-cost promise.

When things get difficult

We keep working through the bumps

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Testimonials are real, from our transactions, verified and approved by our attorneys.

What sellers say about USA Home Buyers

5.0 out of 5 on Google

Questions and contact

Find the next step for your Hickory house

Call 888-274-5006 or use the form at the top of this page. Start with what you know; you do not need every property question settled first.

Hickory home-selling overview →

Questions about selling a Hickory house

Can I start before every property question is settled?

Yes. Start with the Hickory-area property address and what you know about condition, occupancy, access, and timing. You can tell us which details about an estate, payoff, lien, tax account, or deadline are still unclear.

What does selling the house as-is mean?

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

What are the Cash Offer and EZ Sale choices?

Which county handles a Hickory property?

Hickory’s incorporated-place boundary intersects Burke, Catawba, and Caldwell Counties, but the city name does not assign a particular parcel to a county. The title company checks the property records for the parcel; you can start with the address if you are unsure.

How does North Carolina’s excise tax affect closing?

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

What happens if a problem comes up before closing?