Cash Offer
USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs.
Kokomo, IN · How it works
How Selling Your Kokomo House to Us Works
We're USA Home Buyers. We buy houses in Kokomo and Howard County, Indiana. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what is happening; you do not need every property question settled before you call.
Call 888-274-5006 or use the form to start the conversation.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is going on with the house. Start with what you know.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
From first conversation to closing
The sale, step by step
Tell us what is happening with the house
Start with the address, condition, who lives there, access, and the timing you have in mind. Mention repairs, an estate, tenants, a payoff, liens, taxes, or a deadline if they are part of the situation. You can start the conversation before every property question is settled.
Talk through the property and review it as-is
We ask practical questions about the house and what you know so far.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
Read the price, responsibilities, possession, timing, costs, and property-specific terms before you decide whether to proceed.
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
Let the title company check the closing details
The title company checks ownership, the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. An estate, court deadline, or specific payoff may also need the right attorney, lender, court, or county office.
Review the settlement sheet and close
The settlement sheet lays out the price, payoffs, taxes, costs, and the amount scheduled to be paid out.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
EZ Sale
Goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
Compare what you may keep after costs with the Kokomo home-sale net-proceeds calculator →
Kokomo and Howard County
Local records and closing details
Kokomo is in Howard County, Indiana. A sale has property-transfer reporting for property-tax records, filed with the county auditor. The filing fee is usually $20, and some transfers are exempt. Recording and other closing charges are separate; the closing professional handles the paperwork.
Howard County offices and services ↗
Indiana property-transfer reporting for property-tax records goes to the county auditor. The county website is the starting point for current Howard County office details.
Howard County Recorder online records ↗
Recorded deed and land-document records can help locate paperwork. The title company checks which records and clearances matter for this sale.
Howard County Assessor ↗
Use the Assessor for property assessment-record questions; an assessment is not a title search or a closing statement.
Howard County Treasurer ↗
Use the Treasurer for property-tax account and payment questions. The title company checks the figures that apply to a particular closing.
Before you sign
Review the settlement numbers
The settlement sheet shows the price, payoffs, liens, taxes, closing charges, and the amount scheduled to be paid out. Ask the title company about any line you do not recognize. When you sell to us, we pay the closing costs.
The closing-cost promise does not pay your mortgage, liens, back taxes, or your share of current property taxes. Those amounts remain separate items on the settlement figures.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“I retired from Carle Hospital after thirty-three years as a nurse and decided to move to Arizona to be near my son. My house in Lincolnwood had been good to me but it needed some work I wasn't willing to do. USA Home Buyers made an offer the day after we spoke. I was in Tucson six weeks later.”
“I'd been renting to UIUC students in Old West Urbana for eleven years. Every August it was the same: new tenants, new damage, new headaches. Last summer I decided I was done. USA Home Buyers bought the place tenant-occupied. Closed in twelve days. I'm out of the landlord business.”
“The Champaign County divorce decree required the house to be sold. It's in Savoy, near the university, good area — but we couldn't agree on anything. One offer was already written up for us and both of us just had to sign. Twelve days and it was done. The attorneys took care of the rest.”
Keep the next question local
Kokomo seller pages and planning tools
These pages cover common sale situations and let you compare the estimated amount left after costs.
Kokomo process questions
Can I call before I have every answer about the property?
Yes. Start with what you know about the address, condition, occupancy, and timing. Call 888-274-5006 or use the form to begin the conversation; you can sort out unanswered property questions as the sale is reviewed.
When will I get a written cash offer?
We give written cash offers in 24 hours.
What is the difference between a Cash Offer and EZ Sale?
Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
What does the title company check?
The title company reviews ownership and the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. If an estate, court matter, or specific payoff applies, the appropriate professional or office may also need to answer questions.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs. That does not pay off your mortgage, liens, back taxes, or your share of current property taxes.
Do I have to accept an offer?
No. You receive the written offer and written terms before you commit, and you can ask questions or compare another option before signing.
Ready to talk through your Kokomo house?
Call 888-274-5006 or start with the address, condition, occupancy, and timing in the form. Questions are welcome even if you are still sorting out the details.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is going on with the house. Start with what you know.