Marshall County Recorder ↗
Use the county recorder for deeds and recorded property documents. The closing professional checks the recording and transfer-tax requirements for this deed.
Marshalltown, IA · Marshall County
How Selling Your Marshalltown House to Us Works
USA Home Buyers buys houses as-is in Marshalltown and Marshall County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about the house; you can ask questions before every property detail is settled.
Call 888-274-5006 or tell us about the property in the form.
Tell us about the houseWe give written cash offers in 24 hours.
Start with the address, condition, who lives there, and what you know so far.
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We'll give you a written cash offer within 24 hours.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Marshalltown address, the condition, who is living there, access, and what timing you have in mind. You can start the conversation before every property question is settled. Call 888-274-5006 or use the form above; you do not need to have every document in hand first.
Step 2: Talk through the property and your choices
We ask about repairs, occupancy, access, ownership, payoff, and timing, then review the house as it sits. USA Home Buyers buys houses in Marshalltown, IA and Marshall County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Get the offer and written terms
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, costs, timing, and any property-specific conditions before deciding.
Step 4: Let the title company check title and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and any estate paperwork needed for this sale. A mortgage payoff is the amount due to clear the loan. A lien is a recorded claim that may need to be addressed before closing. If an estate or court matter is involved, the documents and record determine what needs to happen before signing.
Step 5: Review the settlement sheet
The settlement sheet shows the sale price, payoffs, liens, taxes, costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Sign and close through the title company
The title company confirms the final numbers and handles the closing papers and disbursement instructions. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
There are two ways to sell to us. Compare the Cash Offer and EZ Sale terms with each other and with listing or another option; choose what works for you.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Marshalltown calculator →
Questions about the two options? Call 888-274-5006.
Marshall County details
Use the local office for the question
The county offices help you find local records; the title company checks what those records mean for this sale. For a deed or recorded-property-document question, start with the Marshall County Recorder. If an estate or court question affects who can sign, the Iowa Courts Marshall County page is the local court route. The title company or an attorney can confirm what the specific property file requires.
Iowa Courts: Marshall County District Court ↗
Use the court's Marshall County page for the local court route when an estate, probate, or other court record affects the sale. The actual file and title review determine who can sign and what steps apply.
Share current payoff statements, tax notices, lien information, and estate or court papers that apply to the property. A payoff is the amount needed to satisfy a loan; a lien is a recorded claim that may need to be addressed. These are separate from the company's closing-cost payment.
Before the signatures
Read the settlement sheet and Iowa transfer-tax line
The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other costs, and the amount scheduled for you. Ask the title company about a line you do not recognize before signing.
Iowa real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. On a $100,000 sale, the taxable $99,500 is 199 units of $500, so the tax is $159.20. The person conveying the property, normally the seller, is liable for the tax, and the county recorder will not record the deed until it is paid. Iowa lists exemptions, including some family and estate-distribution transfers, so the closing professional confirms whether tax applies and the taxable amount.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Iowa Code sources: §428A.1 rate and calculation ↗, §428A.2 exemptions ↗, §428A.3 responsibility for payment ↗, and Chapter 428A recording rules ↗.
To compare what you may keep after costs, use the Marshalltown home-sale net-proceeds calculator →.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Transaction testimonials: Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions and contact
Start with the question you have now
Call 888-274-5006 or use the form above. You can start the conversation before every property question is settled. The pages below cover common situations and local market context.
Marshalltown process questions
Can I start before every property question is settled?
Yes. Start with the Marshalltown address and what you know about the condition, occupancy, access, and timing. We can talk through the questions that remain; you do not need every document before the first conversation.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When will I get written terms?
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
Who checks title, liens, and estate authority?
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and documents needed for the sale. If an estate or court matter is involved, the title company or an attorney can confirm the requirements for that property.
Who pays Iowa real estate transfer tax when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Do I have to accept an offer after asking for a review?
No obligation. Read the written terms, ask questions, compare the options, and decide whether to proceed before you commit.
Ready to talk through your Marshalltown house?
Call 888-274-5006 or start with the address, condition, occupancy, and timing in the form above. There is no obligation to decide before you have read the written terms.