Newport, TN · How it works
How Selling Your Newport House to Us Works
USA Home Buyers buys houses as-is, in any condition, in Newport and throughout Cocke County, Tennessee — no repairs, no cleaning, no cleanout required to sell to us.
Tell us what is happening with the property. You can start the conversation before every detail is settled.
Call 888-274-5006 or tell us about the house below.
Get a Cash OfferFrom first conversation to settlement
The sale, step by step
Tell us what is happening with the house
We start with the Newport property and what is making the sale difficult: its condition, occupancy, access, ownership, or timing. You can start the conversation before every property question is settled.
Talk through the property and written choices
We look at the house as it is. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Work through title, signing authority, and payoffs
If you choose to proceed, the title company handles the closing and confirms the deed, who must sign, mortgage payoffs, liens, and other amounts that belong in the settlement figures. If the house is part of an estate, Tennessee real estate usually passes at death to the heirs or people named in the will unless the will directs that the house be handled as part of the estate. The will, court papers, and title records help determine who signs; the title company confirms what this sale requires.
Review the numbers and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You sign the closing papers through the title company and receive the money through its instructions. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Newport calculator →
Questions about the two options? Call 888-274-5006.
Tennessee closing detail
Closing numbers and Tennessee's realty transfer tax
Tennessee charges a realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. Some transfers are exempt, and state law makes the buyer responsible for the tax. Read the Tennessee Department of Revenue's recordation-tax information.
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
The next question
Newport seller situations
Choose the page that matches what is affecting the sale.
Questions about selling to us in Newport
Can I start before every property question is settled?
Yes. Call 888-274-5006 or use the form with what you know about the address and situation. We can start the conversation while open questions are still being worked out.
Who checks the title and mortgage payoff?
If you choose to proceed, the title company handles the closing and confirms the deed, who must sign, mortgage payoffs, liens, and the final settlement figures. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
What is Tennessee's realty transfer tax?
Tennessee charges realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. Some transfers are exempt, and state law makes the buyer responsible for the tax. When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Talk through the Newport house
Call 888-274-5006 or start with what you know in the form above.
Compare possible sale numbers with the Newport home-sale net-proceeds calculator.