Memphis, TN · About USA Home Buyers
About USA Home Buyers in Memphis, TN
USA Home Buyers is a national homebuyer with local market handling. We buy houses as-is in the City of Memphis and Shelby County, Tennessee — no repairs, no cleaning, no cleanout required to sell to us.
Our headquarters are in King of Prussia, PA. Memphis and Shelby County are markets we serve.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what is happening with the house.
Who we are and how we buy
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in the City of Memphis and Shelby County, Tennessee. You can call 888-274-5006 or use the form above to tell us about the property.
We give you a written offer and written terms before you commit, and close through a title company. You can compare those terms with your other options before deciding.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your written offer and closing
We'll give you a written cash offer within 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Closing costs
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax.
Mortgage balances, liens, back taxes and your share of current property taxes are separate items.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Memphis, TN calculator →
Questions about the two options? Call 888-274-5006.
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual location is shown. Homeowners near Memphis are welcome to contact us about a property.
What sellers say about USA Home Buyers
Local help for Memphis and Shelby County
For City property-tax accounts, start with City of Memphis Treasury. The Shelby County Trustee has a separate county tax lookup. The City Code Enforcement office handles unsafe-housing reports for City properties; an office can tell you which records apply to a specific address.
Memphis, TN Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
For general market context, Zillow's current typical home-value measure is $145,335 (As of August 2026; Zillow typical home value for Memphis, TN). It is not a price for a particular house.
Questions about buying and closing
Do you buy houses as-is in Memphis and Shelby County?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We serve the City of Memphis and Shelby County, Tennessee.
When will I receive a written cash offer?
We'll give you a written cash offer within 24 hours.
What do I review before deciding?
Written offer and written terms before you commit; title-company closing.
How do you review the settlement sheet?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Can I sign if I live outside Memphis or Tennessee?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Mortgage balances, liens, back taxes and your share of current property taxes are separate.
Where is USA Home Buyers based?
USA Home Buyers is a national homebuyer with local market handling. Our headquarters are in King of Prussia, PA; we serve Memphis and Shelby County.
Talk with USA Home Buyers about your Memphis house
Call 888-274-5006 or use the form to share the Memphis property address and what you know about the house.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and how to reach you.
Prefer to call? Call 888-274-5006.