Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Memphis, TN — Cash Offer in 24 Hours
We buy houses as-is in Memphis and Shelby County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written offer and written terms before you commit; closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español
Estimate what you could keep from a Memphis sale
See what you'd actually walk away with. We started with Zillow's typical home value for Memphis, TN, $145,335 as of August 2026 (Source: Zillow Home Value Index), and Tennessee's state-only realty transfer tax of 37¢ for each $100 of the greater of the price paid or the property's value (0.37%). Pick your home's condition, from light touch-ups to fire damage, and change any number.
Full Zillow source observation: $145,335 (As of August 2026; Zillow typical home value for Memphis, TN)
Memphis, TN illustrative estimate
Memphis, TN illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Memphis, TN (As of August 2026): $145,335. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Choose the question closest to yours
Selling a Memphis house in a difficult situation
Foreclosure
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Memphis calculator →
Questions about the two options? Call 888-274-5006.
Memphis market snapshot
These city-level measures give you context for comparing sale paths. Each row keeps its source, geography, and reporting period with the number; none sets the value of one house.
| Measure | Value | Source and geography | Period |
|---|---|---|---|
| Median sale price | $187,000 | Redfin · Memphis, TN | Three months ending August 2026 |
| Median days on market | 37 days | Redfin · Memphis, TN | Three months ending August 2026 |
| Homes sold | 1,513 homes | Redfin · Memphis, TN | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $145,335 | Zillow · Memphis, TN | As of August 2026 |
| For-sale inventory | 3,195 homes | Zillow · Memphis, TN | As of August 2026 |
Redfin's median sale price and Zillow's typical home value are different measures. Neither is an offer or an appraisal for a particular house.
Selling costs in Memphis: Tennessee's realty transfer tax
Tennessee charges a state-only realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. That is 0.37% of the higher taxable amount. By law, the buyer pays the tax, and the county register of deeds collects it for the state. Read the Tennessee Department of Revenue's recordation-tax guidance →
If the greater of the price paid or property value is $100,000, the tax is $370. Some transfers are exempt. When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
What Memphis sellers should know
City and county property-tax bills use different offices
The City routes Memphis property-tax payments and inquiries through City Treasury, while the Shelby County Trustee has a separate county tax lookup. The City also says the Shelby County Assessor certifies locally assessed City tax values. Start with the actual bill and use the office shown for that account; this page does not determine a parcel's balance.
City of Memphis tax information → Shelby County Trustee tax lookup →
If you have a code notice or unsafe-housing question
The City Code Enforcement page gives the route for unsafe-housing reports; it does not establish that a particular house has an order. Keep any notice with the property records and ask the City what applies to that address. Tennessee cities can order repairs or closure after notice and a hearing. If the City does the work, its cost can become a lien collected with property taxes; selling does not make a lien go away.
City Code Enforcement: 901-636-7464, 4225 Riverdale Road, Memphis, TN 38141. City Code Enforcement information → Tennessee municipal repair and demolition guidance →
Check the property's actual place and project rules
Arlington, Bartlett, Collierville, Germantown, Lakeland, and Millington are separate incorporated places in Shelby County, not neighborhoods within the City of Memphis. For permitted construction work, the joint Construction Enforcement service lists the jurisdictions it serves. For a property-specific historic-district question, use the Memphis Landmarks Commission's local GIS and ask a Preservation Planner; neither source establishes a permit or district status for a particular address.
Construction Enforcement service area and permits → Memphis historic-neighborhood guidance →
What sellers say about USA Home Buyers
About USA Home Buyers
Experience and reach
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.
Your offer and closing
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Read our Google reviews
Memphis is a market we serve.
Useful Memphis and Shelby County offices
City of Memphis Treasury and tax information
City property-tax payments and inquiries.
Shelby County Trustee
County property-tax lookup, tax-sale schedule, and County Land Bank information after a tax sale and redemption period.
City of Memphis Code Enforcement
The City route for unsafe-housing reports and code-enforcement questions.
Memphis and Shelby County Division of Planning and Development
Construction plans, permits, and inspections for projects in its stated service area.
Memphis Landmarks Commission and Preservation Planners
Historic-district map and project-specific preservation questions.
The Trustee also publishes a Shelby County tax-sale schedule and information about the Shelby County Land Bank. Check the parcel record and current schedule; these links do not establish that a particular house is listed or eligible.
Questions Memphis sellers ask
Can I sell my Memphis house as-is?
Yes. We buy houses as-is in Memphis and Shelby County, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Share the address and condition so you can compare the written terms with another sale path.
How soon will I get a written cash offer?
We give written cash offers in 24 hours. You get written offer and written terms before you commit; closing is through a title company.
What is Tennessee’s realty transfer tax on a Memphis sale?
Tennessee charges a state-only realty transfer tax of 37 cents for each $100 of the price paid or the property’s value, whichever is greater. If that taxable amount is $100,000, the tax is $370. By law, the buyer pays it. When you sell to us, we pay the closing costs, including Tennessee’s realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Which office handles Memphis and Shelby County property-tax questions?
The City routes Memphis property-tax payments and inquiries through City Treasury. The Shelby County Trustee provides a separate county tax lookup. Start with the bill for the property and contact the office shown there.
Can I sell a Memphis house with an open code notice?
Usually, yes, but open orders and city charges still need attention. Tennessee cities can order repairs or closure after notice and a hearing; costs for city work can become a lien collected with property taxes. Selling does not make a lien go away. Ask City Code Enforcement what is open at the address and ask the closing attorney how it affects the sale.
Can I sell before a Tennessee foreclosure sale?
Often, yes, if you close before the foreclosure sale. If a trustee’s sale is scheduled, tell us the date right away so we can try to close before it.
What happens to insurance proceeds if I sell a fire-damaged house?
You keep the insurance money and don’t have to worry about the house anymore — we’ll take care of it. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Tell us about your Memphis house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Nearby places and more Memphis seller resources
Arlington, Bartlett, Collierville, Germantown, Lakeland, and Millington are separate Shelby County municipalities rather than Memphis neighborhoods. Another Tennessee market page is available for Johnson City.
Memphis market reportMemphis neighborhoodsMemphis home-sale calculatorMemphis seller resourcesMemphis seller FAQMemphis seller articlesMemphis seller guideSelling an As-Is House in Memphis TN: Your OptionsHow the process worksMemphis seller reviewsAbout USA Home Buyers in Memphis
Local and market sources
- Tennessee Department of Revenue: recordation taxes
- City of Memphis tax information
- Shelby County Trustee tax lookup
- City of Memphis Code Enforcement
- City of Memphis blight information
- Memphis and Shelby County Department of Housing
- Construction Enforcement
- Memphis historic-neighborhood guidance
- Zillow Home Value Index data
- Redfin Data Center