Compare listing, Cash Offer, and EZ Sale
A listing can involve repairs or cleanout, showings, commissions, buyer requests, carrying costs, and waiting for financing. A direct sale gives you a different set of written terms to compare against those costs and the time you can spend. A higher headline price does not by itself tell you what you will keep.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Cash Offer
USA Home Buyers buys directly. 30 days or less. Lower price. No listing-agent showings. No repairs, no commissions, no closing costs.
EZ Sale
Goes to one of our partners. 60 days or less. Higher price than the Cash Offer. No repairs, no commissions, no closing costs. Yes, partner visits.
We send the written offer and sale terms before you decide whether to sign. If you choose to sell to us, the closing takes place through a title company.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. When you sell to USA Home Buyers, we pay the transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes remain separate. Pennsylvania charges a 1% state transfer tax when a house changes hands, and most towns add a local tax on top. The state rate was checked against the Pennsylvania Department of Revenue realty transfer tax information on August 9, 2026.
How the sale review works
- Share the Reading address and what you know about condition, occupancy, and timing. We can review the house as it sits; no repairs or cleanout are required to ask about a sale to us.
- We review title, payoff, occupancy, seller authority, condition, and timing, then send the written offer and sale terms before you decide whether to sign.
- If you choose to sell, closing takes place through a title company. Close as fast as 7 days when title and closing details allow.
We can review a tenant-occupied, inherited, fire-damaged, lien, code, or foreclosure property too. The related Reading pages below explain those options. A house's own condition and sale details matter more than a citywide measure.