Cash Offer
USA Home Buyers buys directly, in 30 days or less. The Cash Offer has a lower price than EZ Sale; you can sell as-is, with no repairs. No agent commissions when you sell to us. No closing costs or fees.
Reading, PA · Process
How Selling Your Reading, PA House Works
USA Home Buyers buys houses in Reading and Berks County. Start with the address and what is happening; you can begin the conversation before every property question is settled.
We answer 24/7 at 888-274-5006.
We give written cash offers in 24 hours.
No obligation. Start with the Reading address and what is happening.
The sale, step by step
- 1
Tell us about the house
We talk through the Reading address, condition, access, occupancy, and timing. You can start with what you know; an estate, payoff, lien, or notice does not have to be settled before the first conversation.
- 2
Review the property and your options
We review the property, who lives there, title and payoff details, liens, and who can sign. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
- 3
Read the written offer and terms
We give you a written offer and clear written terms, then review those terms with you before you commit. You can ask questions, compare the numbers, or decide not to proceed before signing.
- 4
Complete title and payoff work
If you choose to proceed, we work with a title company on the deed, mortgage payoffs, liens, and other items that affect settlement. We close through the title company.
- 5
Review the settlement sheet
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
- 6
Close and receive funds
Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
EZ Sale
EZ Sale goes to one of our partners, in 60 days or less. It offers a higher price than the Cash Offer, with no repairs, no commissions, and no closing costs. Yes, partner visits.
Both choices have written terms. Compare the numbers and choose the path that works best for you.
Pennsylvania closing numbers
Pennsylvania charges a 1% state realty transfer tax, and most towns add a local tax on top. When you sell to us, we pay the transfer tax.
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate items in the settlement figures; the title company confirms the final numbers.
When the sale gets difficult
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
An estate, foreclosure notice, or lien can affect the title file or who signs. We can talk about the house while those questions are being worked through.
Questions and contact
Call We answer 24/7 at 888-274-5006. or use the form to start with the property address and situation. Compare your estimated net proceeds with the Reading net proceeds calculator.
We give written cash offers in 24 hours.
No obligation. Start with the Reading address and what is happening.