Reading, PA · Berks County
Can I Sell My Reading House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes, we buy houses as-is for cash in Reading and Berks County, even with liens or back taxes. Call with the address and whatever you have; you don't need every document first.
Offer review often within 24 hours after we understand the property. We answer 24/7 at 888-274-5006.
We give written cash offers in 24 hours.
No obligation. Share the property details and we will review the situation with you.
The short answer
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. No agent commissions when you sell to us. No obligation.
Close as fast as 7 days WHEN title and closing details allow. The written agreement, title work, payoff, occupancy, authority, and property-specific facts control the actual path.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A mortgage balance, lien, back taxes, and your share of current property taxes are separate amounts. The title and payoff work show the current figures and how they appear in the written settlement terms.
Records and where to start
A notice, payoff letter, or court paper can help us understand the issue, but you can call before you have everything. A county land record can show a recorded claim; it does not by itself give the creditor’s current payoff amount.
The title company checks the recorded title and works with the creditor or tax office for current payoff instructions. Start with the address and whatever you have; you do not need to sort out the records before calling us.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
We talk through the property and what you know, review the house as it stands, and give you a written offer and written terms before you commit. We review title, payoff amounts, who lives in the house, and who can sign. The title company checks title and coordinates current payoff information for the sale.
Close as fast as 7 days when title and closing details allow.
Reading and Berks County lien and tax offices
For unpaid property taxes, Berks County can put a house up for tax sale, and the county notice gives the date. A tax sale is separate from mortgage foreclosure. If a sale closes before the tax-sale date, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters.
- Berks County Tax Claim Bureau — tax-sale information and questions about a tax-sale notice.
- Berks County Recorder of Deeds — recorded deed and mortgage records.
- Berks County Sheriff — sheriff-sale information for a mortgage-foreclosure notice.
Pennsylvania charges a 1% state realty transfer tax when a house changes hands. When you sell to us, we pay the transfer tax. Pennsylvania realty transfer-tax information.
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Need something worked out?
Tell us what is holding up the sale and share any notice or document involved. We can discuss the property while the appropriate professional answers the legal, tax, or title question.
Compare your numbers
The calculator keeps mortgage payoff, repairs, holding costs, commission, and other assumptions editable. Its starting values are illustrative planning inputs, not a Reading tax quote, property valuation, offer, or settlement statement.
We give written cash offers in 24 hours.
No obligation. Offer review often within 24 hours after we understand the property.
Reading, PA Seller Questions
Can I sell a Reading house with a lien or back taxes?
Yes. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Do I need a payoff statement before I call?
No. Call us with the property address and whatever notice, letter, or account information you have. We can start the conversation before you have every record or payoff figure.
How are liens paid at closing?
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. A current payoff and the written settlement terms show the amounts for the specific sale.
Does signing a sale agreement stop a Berks County tax sale?
No. A sale agreement alone does not resolve the tax claim. The county notice gives the tax-sale date; if a sale closes before then, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. Call us as soon as a notice arrives; timing matters.
Is a property-tax sale the same as mortgage foreclosure?
No. A tax sale for unpaid property taxes and a mortgage foreclosure are separate processes. The notice and the office handling that matter identify the next step.
What happens after I contact you?
We talk through the property and what you know, then give you a written offer and written terms before you commit. We close through a title company, which reviews title and payoff details for the sale.
Questions about the title, taxes, court file, notice, lease, insurance, or closing belong with the responsible office or a qualified adviser reviewing the actual property. We answer 24/7 at 888-274-5006.
We give written cash offers in 24 hours.
Written terms before you commit. No obligation.