Sacramento, CA / Seller guide
Yes. USA Home Buyers buys houses in Sacramento and Sacramento County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Written offer and written terms before you commit; title-company closing. Compare the number with the work and costs of listing before you decide.
Call 888-274-5006 or use the form to tell us about the property.
Listing may fit if you can prepare the house, make it available for showings, and manage the sale process. Compare the likely sale price after repairs, cleanout, listing costs, commissions, concessions, inspection requests, utilities, insurance, taxes, mortgage payments, and time. A direct as-is sale gives you written terms to compare without doing repairs or a cleanout for us.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Sacramento calculator →
Questions about the two options? Call 888-274-5006.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Sacramento market context
Market figures describe broader activity or a model estimate. They are not a valuation or offer for one house.
Current maintained Sacramento-specific market measures are not available here. This guide does not substitute countywide, metro, statewide, nearby-place, or older figures.
For your own assumptions, use the Sacramento home-sale net-proceeds calculator.
Local details to check by address
The City's 2013 neighborhood map uses labels such as Natomas, Midtown, Oak Park, and Pocket/Greenhaven for orientation. Those labels do not establish a parcel's neighborhood or jurisdiction. Citrus Heights, Elk Grove, Folsom, and Rancho Cordova are separately incorporated cities in Sacramento County; West Sacramento is also a separate city. Check the address against current boundary information.
Sacramento maintains a Register of Historic & Cultural Resources. A neighborhood name does not show whether a specific house is listed as a landmark, lies in a historic district, or is a contributing resource. Check the current City register and address-level records if that could affect your plans.
Ownership, deadlines, and closing costs
Start with the recorded owners and any estate, trust, or court papers. Ask a title company to check who has authority to sign for this property; if ownership or authority is disputed, talk with a California attorney.
The Sacramento County Clerk/Recorder publishes transfer-of-ownership and document-recording guidance, including its current recording checklist. For an estate or trust, have the title company review the papers for this property; get legal advice if authority is unclear or disputed.
County transfer-of-ownership guidance · County document recording →
California home loans commonly use a deed of trust, so most foreclosures are nonjudicial: there is no lawsuit, and the trustee named in the deed of trust runs the process. The trustee records a notice of default. After a 90-day cure period, a notice of sale can follow; it must be posted, published and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, and pay off the loan up to the sale itself. There is no right of redemption after a nonjudicial trustee's sale. A sale can be postponed by the trustee, at the lender's instruction or by agreement; for 1–4 unit homes, state law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. Have the title company or an attorney confirm the sale date and payoff. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
California Courts: nonjudicial foreclosure guide · Civil Code §2924c, reinstatement · §2924f, notice of sale · §2924g, sale and postponement · California Department of Real Estate homeowner guide.
California counties charge a documentary transfer tax of $0.55 for each $500 of value, or fraction of $500. It applies when consideration is over $100, excluding a lien or loan that remains on the property after the sale. State law lets a city take a credited share of the county tax; some cities add a larger transfer tax. Sacramento County's Recorder and the City's Finance Department keep separate tax information. Ask title or escrow which local rules and taxable amount apply to this address.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Sacramento County documentary transfer tax FAQ · City of Sacramento real property transfer tax · California Revenue and Taxation Code §11911 · §11931, city tax credit.
Include the lease, deposit records, notices, access limits, and possession expectations in the sale plan. The City's Rental Information Hub links its Rental Housing Inspection Program and Tenant Protection Program resources; ask the City to confirm program coverage or account status for the address.
City Rental Information Hub · Rental Housing Program information · Sacramento tenant-occupied house options.
Local offices and next steps
For permitted work or an inspection question, use the City's Building Inspections and Permit Services pages. For a vacant, dangerous, or substandard-building notice, ask Housing and Dangerous Buildings about the actual case and any deadline. Share any open permit or notice when comparing a sale; selling as-is does not resolve a City case.
Use the County Assessor's parcel viewer for parcel and assessment records. If you received a tax-default or tax-sale notice, follow the current County Treasurer-Tax Collector notice and ask that office about the property's status and deadlines.
Go straight to the local page for your question. These routes cover the market, local areas, seller situations, the calculator, and the as-is sale process.
Yes. USA Home Buyers buys houses in Sacramento and Sacramento County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
Start with the recorded owners and any estate, trust, or court papers. Ask a title company to check who has authority to sign for this property; if ownership or authority is disputed, talk with a California attorney.
California home loans commonly use a deed of trust, so most foreclosures are nonjudicial: there is no lawsuit, and the trustee named in the deed of trust runs the process. The trustee records a notice of default. After a 90-day cure period, a notice of sale can follow; it must be posted, published and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, and pay off the loan up to the sale itself. There is no right of redemption after a nonjudicial trustee's sale. A sale can be postponed by the trustee, at the lender's instruction or by agreement; for 1–4 unit homes, state law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. Have the title company or an attorney confirm the sale date and payoff. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
California counties charge a documentary transfer tax of $0.55 for each $500 of value, or fraction of $500. It applies when consideration is over $100, excluding a lien or loan that stays on the property after the sale. A city may take half of the county rate as its own share, credited against county tax; some cities add a larger tax. Sacramento County and the City of Sacramento maintain separate transfer-tax information, so ask the title company or escrow to confirm the applicable local rules and amount. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Include the lease, deposit records, notices, access limits, and possession expectations in the sale plan. Sacramento’s Rental Information Hub links the City’s Rental Housing Inspection Program and Tenant Protection Program; ask the City to confirm coverage or account status for the address.
No. A market measure describes the source, place, and period shown; a typical home-value figure is modeled, not a price for your particular house. Condition, repairs, access, occupancy, title, costs, and timing all matter.
Testimonials are real, from our transactions, verified and approved by our attorneys. A location shown with a review is the seller's location, not a claim that the transaction happened in Sacramento.
Compare the offer with repairs, listing costs, occupancy, and the time you may carry the house. Call 888-274-5006 or send the address through the form.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the house, its condition, and your timing.