Sacramento, CA · Sacramento County · How it works
How Selling Your Sacramento House to Us Works
We are USA Home Buyers. We buy houses as-is in the City of Sacramento and Sacramento County, California. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and the details you have; you do not need every property question settled first.
Questions before paperwork is ready? Call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house and your timing.
The sale, step by step
From the first conversation through settlement
Step 1: Talk through the property
Start with the address and what you know about condition, occupancy, access, ownership, and timing. You can begin the conversation before every property question is settled. We ask about the house and the situation so we can understand what matters to you.
Step 2: Review a written offer and terms
We look at the house as it is and talk through the sale choices. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, costs, and timing before you decide whether to proceed.
Step 3: Let the title company check the records and payoffs
The title company reviews ownership and signing authority, mortgage payoffs, recorded liens, taxes, and the documents needed for settlement. It confirms the figures that apply to the property; a payoff, lien, or tax account should be identified early so it can be included in that review.
Step 4: Go through the settlement sheet
The settlement sheet lays out the sale price, payoffs, liens, taxes, closing costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 5: Sign and close through the title company
The title company coordinates the closing and confirms the final figures. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Sacramento home-sale net-proceeds calculator.
Sacramento and Sacramento County details
Check the city and county information for the property
The City of Sacramento is within Sacramento County, and the City and County publish separate transfer-tax information. Whether a city tax applies depends on the property's location and transaction. The title company or escrow can confirm which jurisdiction and figures apply.
Closing numbers
See how the settlement amount is figured
The settlement sheet shows the sale price and the payoffs, liens, taxes, costs, and amount scheduled for disbursement. The title company confirms the figures for the property. When you sell to us, we pay the closing costs. That does not pay your mortgage or other payoff, liens, back taxes, or your share of current property taxes; those are separate figures.
California's county documentary transfer tax is $0.55 for each $500 of taxable value, or fraction of $500—$1.10 per $1,000. It applies when the taxable consideration is over $100; a lien or loan that remains on the property is not counted as consideration. State law credits a city share against the county tax, while some cities add a separate, larger tax. The County recorder collects the tax when the deed is recorded. Ask the title company or escrow to confirm the taxable amount, city tax, and any exemption for this property.
California Revenue and Taxation Code section 11911 ↗ covers the county rate; section 11931 ↗ covers the city tax credit and allocation.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Read seller testimonials with each seller's actual location on our Sacramento seller reviews page.
Questions and contact
Sacramento process questions and seller contact
Questions about how the Sacramento sale works
What should I have ready to start a conversation about my Sacramento house?
Start with the property address and what you know about condition, occupancy, access, ownership, or timing. You can start before every property question is settled; call or use the form with the information you have.
Do I need to repair or clean out the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what condition the house is in and what work or belongings are part of the situation.
How do the Cash Offer and EZ Sale choices differ?
A Cash Offer is a direct purchase by USA Home Buyers, 30 days or less, at a lower price. EZ Sale goes to one of our partners, 60 days or less, at a higher price than the Cash Offer. Both have no repairs, commissions, or closing costs. Compare the written numbers and terms, then choose what works for you.
Who pays Sacramento County and city transfer taxes?
When you sell to us, we pay the closing costs. Whether a city tax applies depends on the property's location and transaction. The title company or escrow confirms the taxable amount and applicable taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
How do I see what I would receive at settlement?
Review the settlement sheet with the title company. It shows the sale price and the payoffs, liens, taxes, and costs that affect the amount scheduled for disbursement. Ask about any line you do not recognize before signing.
Ready to talk through your Sacramento house?
Call 888-274-5006 or start with the address and what you know in the form above. You can begin before every property question is settled.
Go to the property form → · Sacramento home-selling overview