Ann Arbor, MI · Washtenaw County · Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Sell your fire-damaged Ann Arbor house as-is
USA Home Buyers buys houses as-is in Ann Arbor and Washtenaw County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Tell us what happened and what damage or access limits you know about. Call 888-274-5006 or send the property details through the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, what happened, and any known damage or access limits.
What we take on when you sell as-is
You do not have to repair the fire damage, clean the house, or haul away debris before selling to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can compare a sale without first arranging cleanup, repairs, or debris removal. Tell us what is damaged and what is still in the house; you do not need to restore it before asking about a cash offer.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- 1. Tell us what happened. Share the address, damage you know about, and any limits on safe access.
- 2. Read the written offer. We give written cash offers in 24 hours. You receive the written offer and terms before you commit.
- 3. Close through a title company. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Local help for safety, repairs, and records
Do not enter a fire-damaged house until the officials responsible for it say it is safe. Before cleanup, repairs, demolition, or debris removal, ask the local office handling the property and your insurer what restrictions or permits may apply to that work.
- Start with the City of Ann Arbor official website to find the city contact for building-safety and permit questions about the specific property.
- For deed and land-record context, use the Washtenaw County Clerk / Register of Deeds.
Compare rebuilding, listing, and selling as-is
For a rebuilding comparison, use your own repair and debris-removal estimates, any permits the city says apply, carrying costs, and the time needed for the work. Compare that plan with the written as-is offer and with what a listing might leave after costs. Keep your insurance and mortgage questions tied to your own claim and loan records.
Use the Ann Arbor home-sale net proceeds calculator to compare your listing and sale assumptions, including costs you enter yourself.
Real transaction testimonials
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual location appears with the review.
Questions about a fire-damaged house?
Ann Arbor fire-damage questions
Can I sell a fire-damaged house in Ann Arbor as-is?
Yes. USA Home Buyers buys houses as-is in Ann Arbor and Washtenaw County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
Do not enter until the officials responsible for the property say it is safe. Before cleanup, repairs, demolition, or debris removal, ask the appropriate local office and your insurer what restrictions or approvals apply to this property.
What happens after I ask about an offer?
Tell us what happened, what damage you know about, and any access limits. We give written cash offers in 24 hours. You receive written offer terms before you commit, and closing is through a title company.
When you buy the house, who pays closing costs?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Talk through your Ann Arbor property
Call 888-274-5006 or send us the address and tell us what happened.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the fire damage and any access limits.