Atlantic City, NJ · Seller FAQ
USA Home Buyers buys houses as-is in Atlantic City and Atlantic County, New Jersey. These answers cover what you might keep, repairs, closing costs, paperwork, timing, and local help.
Call 888-274-5006 with a question, or use the form to ask about a cash offer.
Share the address, what you know about the house, and the timing that matters to you.
We'll give you a written cash offer within 24 hours.
Money and choices
The sale price is only the starting number. Compare possible net proceeds after the costs and payoffs tied to your house and the option you choose. Use the calculator to change your assumptions, then compare the written Cash Offer and EZ Sale terms.
Compare possible Atlantic City net proceeds →Compare Cash Offer and EZ Sale →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Atlantic City calculator →
Questions about the two options? Call 888-274-5006.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the house and its condition; you do not need to take on a repair or cleanout project before asking about a sale.
More detail: Compare Atlantic City as-is sale options · Read the Atlantic City seller guide
We give written cash offers in 24 hours. You get the written offer and written terms before you commit; closing is through a title company.
More detail: See how the sale process works in Atlantic City
The sale price is not the amount you keep. Compare the written price with the costs and payoffs tied to your property and the path you choose. Repairs, commissions, taxes, a mortgage payoff, liens, back taxes, your share of current property taxes, and the time you carry the house can all affect the net amount. Use the calculator to change the assumptions for your situation.
More detail: Compare possible net proceeds with the Atlantic City calculator · Read about property liens and back taxes
Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Compare the written numbers and choose what works best for you.
More detail: Compare the Cash Offer and EZ Sale terms · Read the Atlantic City seller guide
When you sell to us, we pay the closing costs, including New Jersey's realty transfer fee and any applicable graduated percent fee. Your mortgage, liens, back taxes and share of current property taxes are separate.
More detail: New Jersey Division of Taxation: realty transfer fee · Find Atlantic City and Atlantic County seller resources
Often, yes, if the sale closes before the sheriff's sale. New Jersey foreclosures go through the courts. After the lender sends a Notice of Intention to Foreclose, you have 30 days to catch up on the debt or ask for mediation before the lender can file in court. After you are served with the complaint, you have 35 days to answer. In an uncontested residential foreclosure, the lender normally must send a notice at least 14 calendar days before submitting proofs for final judgment, explaining how to get the amount needed to catch up. After final judgment, the sheriff sells the house at a public auction called a sheriff's sale. The sale must be advertised for at least four weeks, and the sheriff has 150 days from the writ of execution to hold it. You can ask the sheriff for two postponements, each up to 30 calendar days. The lender can get two as well; one more is allowed if both sides agree, and a court can order more for good cause. After the sale, you generally have 10 days to redeem the house by paying the full amount due, including the judgment and sale costs. Free foreclosure mediation is available through the courts. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
More detail: Read the Atlantic City foreclosure page · New Jersey Courts foreclosure self-help and mediation · New Jersey Courts foreclosure FAQs
Atlantic County's directory lists its Surrogate's Office as a contact for estate-related questions, with a main office in Mays Landing and a satellite office in Atlantic City. Call the office to ask which contact route applies to the estate; the location alone does not determine the case route or who can sign.
More detail: Read about inherited property in Atlantic City · Atlantic County office directory: Surrogate's Office
For a City property-maintenance, habitability, or rental-condition question, start with Atlantic City Code Enforcement. The City's Licensing & Inspection Department handles permit and inspection questions. The office descriptions do not establish whether a particular house has an open issue or needs a general sale-time inspection, so ask the City about the property and question in front of you.
More detail: Read about Atlantic City code questions · Atlantic City Code Enforcement · Atlantic City Licensing & Inspection
You can call before you have everything figured out. Start with the property address, what you know about its condition, who lives there, and the timing that matters to you. A deed, tax bill, estate paper, or court notice may help answer a follow-up question, but you do not need a complete file to ask about a cash offer.
Call 888-274-5006 or use the form above.
City and county offices handle different records. Use the office that matches the question, and ask it to confirm what applies to your property or estate.
The City Property Tax Collector prepares real-estate-tax bills and receives real-estate-tax payments. Contact the City for a question about its bill or payment record; this is separate from county recording and tax-board inquiries.
The County directory lists an office at 5911 Main Street in Mays Landing, (609) 645-5800, and a satellite at 1201 Bacharach Boulevard in Atlantic City, (609) 343-2341. Call to ask which contact route applies to an estate.
The County Clerk's Register of Deeds and Mortgages handles recorded-document routing. Its recording page directs documents to the main office in Mays Landing; the County separately lists an Atlantic City satellite, which is not identified as a recording drop-off.
Call 888-274-5006 or start with the form above. Tell us what you know about the house and ask for a cash offer.