Batavia, New York · Genesee County

Can I Sell My Batavia House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. You can sell a Batavia house with back taxes or liens to us. We buy houses as-is in Batavia and throughout Genesee County, and work through payoff information with the title company and the responsible creditor or tax office.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the property address and whatever notice, statement, or court paper you have.

Call 888-274-5006 to talk about the property and a cash offer.

Talk through your Batavia lien or tax question

Share the address and what you know about the tax account, creditor, payoff, or notice.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with the address and any notice or payoff information you have.

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How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

You do not need to pay off back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. The title company and the creditor or tax office confirm the current amount and instructions for the specific property.

Mortgage balances, lien and back-tax payoffs, and your share of current property taxes are separate settlement items. They are not the closing costs we pay; the closing figures show how the sale proceeds are applied.

Records to bring — and who checks the balances

The title company reviews ownership and recorded claims for the sale. Each creditor or tax office supplies the current balance and any payoff or release instructions; the closing statement shows the figures used for settlement.

Bring the property address, parcel number if you have it, a recent tax bill or notice, lender statement, lien or judgment paper, payoff letter, and any court or sale notice you received. Start with what you have. You can call before every record or current balance is in hand.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the house

    Call or send the Batavia address and tell us what is going on. You can start before you have every document or payoff figure.

  2. 2. Review the written offer

    We give written cash offers in 24 hours. We review the property as-is and put the offer and sale terms in writing before you commit.

  3. 3. Confirm title and payoffs

    If you choose to move ahead, a title company reviews ownership and recorded claims and works with the responsible creditor or tax office on current payoff information.

  4. 4. Review the settlement and close

    The title company prepares the settlement figures, including the sale price, payoffs, taxes, and closing costs, then coordinates the title-company closing.

Genesee County records, tax questions, and New York transfer tax

Have the property address, parcel number, and the notice or bill in front of you when you contact an office. The office or taxing authority named on a notice can confirm its current account information.

Genesee County Clerk ↗

The county identifies the Clerk as its county records office. Start here with questions about county records for the property, such as a recorded document or release. A creditor or tax office, rather than the recorded record alone, confirms its current payoff amount.

Genesee County Treasurer and Real Property ↗

The county identifies this as its real-property office. Use the contact page for county real-property questions; for a current tax bill or notice, also contact the taxing office named on it and ask for the parcel's current balance and instructions.

Property-tax notices and mortgage foreclosure are separate

A property-tax account or tax-enforcement notice is not the same as a lender's mortgage-foreclosure case. For a tax balance, check with the office named on the bill or notice. New York mortgage foreclosures go through court, and a court-appointed referee conducts the sale. For a mortgage case, check the lender's information and the court papers for that property.

New York Courts: foreclosure judgments, payoff, and sale information →·Batavia foreclosure information →

New York real estate transfer tax

New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax normally applies to the buyer on residential sales of $1 million or more.

When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.

That closing-cost promise does not pay a seller's mortgage, liens, back taxes, or share of current property taxes. Those remain separate settlement items.

New York State Department of Taxation and Finance: real estate transfer tax →

Compare what you may keep after costs

Use the Batavia home-sale net proceeds calculator to compare editable estimates for sale price, mortgage payoff, liens or taxes, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Batavia home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Here's what sellers have said about working with us.

“Monroe County family court, sale required. Park Avenue condo, beautiful neighborhood, but neither of us could buy out the other and we both needed the money to start over. USA Home Buyers gave us a written offer the same week we called. Both attorneys said yes, closed in thirteen days.”
Angela and Paul D.Park Avenue, Rochester NYJune 2025
“I was behind on my mortgage after a medical situation. New York judicial foreclosure takes 12-24 months, but once the bank files in Monroe County Supreme Court, your options narrow fast. USA Home Buyers explained exactly where I stood and closed before the foreclosure judgment. I walked out with enough to start over.”
Diana W.South Wedge, Rochester NYFebruary 2026
“Lake Ontario flooding in the spring got into our basement on Lakeshore Boulevard twice. The second time killed the furnace and HVAC and left six inches of standing water. Our insurer totaled the contents but fought the structural claim. USA Home Buyers knew Charlotte's flood situation well — no surprises in the offer, no inspection drama. Closed in ten days.”
Eileen M.Charlotte, Rochester NYMay 2025

Batavia property liens and back taxes questions

Can I sell my Batavia house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Batavia and throughout Genesee County. Call with the property address and whatever notice or payoff information you have.

How are liens and back taxes paid at closing?

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The title company and each creditor or tax office confirm the current figures and instructions for the specific property.

Who checks the balance and which records should I bring?

The title company reviews ownership and recorded claims for the transaction, while the creditor or taxing office provides its current balance and payoff instructions. Bring the property address, parcel number if available, tax bill or notice, lender statement, and any lien or court papers you have. You can call before you have everything.

Are a property-tax notice and a mortgage-foreclosure case the same thing?

No. A property-tax account or tax-enforcement notice and a lender’s mortgage-foreclosure case are separate matters. Use the taxing office shown on a tax bill or notice for that account; use the lender and court papers for a mortgage case. New York Courts explains the state foreclosure process.

What if the payoff is more than my Batavia house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What New York transfer taxes apply when a house sells?

New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax normally applies to the buyer on residential sales of $1 million or more. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. That closing-cost promise does not pay a seller’s mortgage, liens, back taxes, or share of current property taxes.

What happens after I contact you?

We talk about the house and what you know, review the property as-is, and put any offer and sale terms in writing before you commit. If you choose to move ahead, the title company and the responsible creditor or tax office confirm the ownership, payoff information, and settlement figures before closing.

More Batavia seller information

Start with the property address

Call 888-274-5006 or use the form above with whatever lien, tax, or payoff information you have.

Prices, timing and your selling options

Home prices in Batavia

Median sale price
$190,000
Redfin · Batavia, NY; Three months ending August 2026
Median days on market
13 days
Redfin · Batavia, NY; Three months ending August 2026
Homes sold
47 homes
Redfin · Batavia, NY; Three months ending August 2026
Typical home value (Zillow ZHVI)
$206,599
Zillow · Batavia, NY; As of August 2026
For-sale inventory
48 homes
Zillow · Batavia, NY; As of August 2026

Homes in Batavia, NY sold for a median of $190,000 for the three months ending August 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Batavia, NY spent a median of 13 days on the market for the three months ending August 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.

Call Now 888-274-5006