Farmington, Missouri · St. Francois County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Farmington and St. Francois County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Written offer and written terms before you commit; title-company closing. The title company checks the records and current payoff information for the sale.
Call 888-274-5006 to talk through the property. You can call before you have every notice or payoff statement.
Share the property address and whatever you know about the lien, tax account, or notice.
We'll give you a written cash offer within 24 hours.
Tell us about the house and the notice or payoff information you have.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Closing costs are separate from your mortgage payoff, liens, back taxes, and share of current property taxes. The title company and the creditor or tax office confirm the current figures and payoff instructions; the settlement figures show how those items are handled for the property.
A lien is a legal claim that may affect title or the money due at closing. A payoff is the current amount and instructions the creditor or tax office gives to clear its claim. The title company checks ownership and recorded claims; the responsible creditor or St. Francois County office confirms its own current balance and release instructions.
If you have them, bring a property-tax bill or notice, a creditor payoff statement, mortgage information, parcel number, court paper, or recorded deed or mortgage. You do not need to collect every record before calling. Start with the address and what you know; the title and payoff work can continue with the relevant offices.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Farmington address, what the notice or creditor says, and any date that concerns you. You can start with incomplete information.
We review the house as it stands and put the offer and terms in writing before you commit. Read the proposed price, payoff treatment, responsibilities, and closing terms before deciding.
If you choose to proceed, the title company reviews ownership and recorded claims for the transaction. The creditor or county office supplies the current payoff amount and instructions that apply to the property.
The closing figures show the sale price, applicable costs, payoff amounts, and what remains. The title company coordinates the closing and the lien or tax payoffs shown for the transaction.
Written offer and written terms before you commit; title-company closing. When you sell to us, we pay the closing costs; that does not pay your mortgage, liens, back taxes, or share of current property taxes.
For a St. Francois County property-tax account or tax-sale notice, contact the County Collector and check the notice for its dates and instructions. Ask the Collector to confirm the account and current status for the parcel. A tax-sale notice is not a mortgage-foreclosure notice, and the dates for one process do not establish deadlines for the other.
The Recorder of Deeds handles recorded county land documents such as deeds and mortgages. A Missouri mortgage foreclosure under a deed of trust with a power of sale follows a separate trustee-sale process; use the current lender or trustee notice to check its date and status. For that process, see the Farmington foreclosure page.
Missouri's constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. County deed recording fees still apply: state law sets $5 for the first page and $3 for each additional page, plus per-document fees added by law. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.
Missouri sources: Constitution, Article X, Section 25 · RSMo §59.310, deed recording fees · RSMo §59.319 · RSMo §59.800
Use the office connected to your record or notice. The Assessor can help with parcel and assessment information; an assessed value is not a payoff amount or a title search.
Ask about county property-tax accounts, delinquent-tax balances, and the status or instructions on a tax-sale notice.
Use this office for recorded deeds, mortgages, and county recording information.
Use the Assessor for parcel and property-assessment information, not a current lien payoff or settlement figure.
Use the Farmington home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual location stays with the review.
Here's what sellers have said about working with us.
“My husband retired from the Illinois State Library after thirty-one years. We'd talked about moving to Florida for years. The house in North Glenwood was fine — just bigger than we needed. USA Home Buyers gave us a fair offer. We closed in eight days and were in Sarasota before the weather turned cold.”
“I owned a rental on Maywood Drive for six years. Fine until the tenant stopped paying and started subletting to three other people I had never approved. Code enforcement showed up twice. USA Home Buyers bought it with the tenants still inside. I didn't have to do a single eviction filing. Nine days from first call to closing.”
“I'm a state employee — when my position got transferred to Chicago, I had about six weeks to sort out my house on the south side of Springfield before I needed to be up there. I didn't have time for showings, inspections, or waiting on a buyer's mortgage. USA Home Buyers gave me a written offer within 24 hours and we closed in ten days.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the current payoff and title details are checked for the sale.
No. Start with the Farmington property address and whatever tax notice, creditor letter, payoff statement, court paper, or recorded document you have. You can call before you have everything; the responsible office or creditor can confirm current balances and instructions.
The title company checks ownership and recorded claims for the transaction. The creditor or tax office confirms its current payoff amount and instructions. The St. Francois County Recorder of Deeds can help with recorded land documents; links to the local offices are below.
Contact the St. Francois County Collector about a county property-tax account or tax-sale notice, using the notice and parcel information. A tax-sale notice is separate from a mortgage-foreclosure trustee notice; check the current status and dates with the office handling that notice.
No. A delinquent-property-tax sale is a county tax process. A Missouri mortgage foreclosure under a deed of trust with a power of sale is a separate trustee-sale process. Follow the notice for the specific property and see the Farmington foreclosure page for the mortgage process.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Missouri's constitution bars the state and local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. Deed recording fees still apply, and the title company or closing professional confirms the exact charges. When you sell to us, we pay the closing costs; mortgage balances, liens, back taxes, and your share of current property taxes are separate.
We discuss the property and the information you have, review the house, and give you proposed sale terms in writing before you decide. If you choose to move ahead, the title company checks title and works with the responsible creditor or tax office on current payoff details for the closing.
Call 888-274-5006 or share the Farmington address and what you know about the lien or tax notice. You do not have to have every record first.
We'll give you a written cash offer within 24 hours.
Tell us the property address and what you know about the balance, notice, or payoff.