What we take on after a fire
You can sell without cleaning out the house, arranging repairs, or hauling away debris. We buy the house as it stands.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and we'll talk through the damage and timing with you. You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts due.
Building safety and repair questions
If fire or building officials have said the house is unsafe or restricted access, stay out and follow their directions. For Georgetown zoning or subdivision questions about repair work, contact the Georgetown-Scott County Planning Commission. Its Georgetown materials are separate from those for Scott County, Sadieville, and Stamping Ground.
Georgetown-Scott County Planning Commission →Compare rebuilding with selling as-is
Compare the written sale terms with the repair, smoke cleanup, debris-removal, and carrying costs you expect if you rebuild. The Georgetown calculator lets you estimate possible sale proceeds using the costs you enter.
Compare estimated Georgetown sale proceeds →We give written cash offers in 24 hours.
Tell us what happened and we'll talk about the house as it stands.
Questions about selling a fire-damaged Georgetown house
Can I sell a fire-damaged house in Georgetown, KY?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up or repair the house before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house after a fire?
If fire or building officials have said the house is unsafe or restricted access, stay out and follow their directions.
What happens after I contact you?
Tell us what happened and we will talk through the damage with you. You get a written offer and written terms before you commit, and we close through a title company.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. No agent commissions when you sell to us. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts due.
What our sellers say
Talk with us about the house
Call 888-274-5006 or use the form to tell us about the damage.
We give written cash offers in 24 hours.
Share the address and what you know about the house.