Georgetown, KY · Scott County home seller guide
Compare selling as-is with listing the house, and see how Kentucky transfer tax, estate paperwork, foreclosure dates, and tenants can affect your plans.
We buy Georgetown houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006. We answer 24/7.
Tell us what is happening with the house and what matters to you.
The short answer
We buy Georgetown houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. A listing may bring a higher price, but can involve preparation, showings, and waiting for a buyer. Compare the written sale terms with the work and time you have.
Selling choices
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. No fees.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from the sale-service fees.
A listing may bring a higher price, but you may have preparation costs, showings, agent commissions, buyer requests, and a longer wait for financing. It can suit a house that is ready to show and a seller with time to work through the sale.
Compare the available buying options and written numbers below, then use the calculator to estimate what you might keep.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Georgetown calculator →
Questions about the two options? Call 888-274-5006.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
Georgetown market context
Zillow's typical home value is one market-wide reference to compare with your house's condition and costs: $342,064 (As of September 2026; Zillow typical home value for Georgetown, KY).
| Measure | Value | Provider and place | Period |
|---|---|---|---|
| Median sale price | $351,333 (+3.33% from the previous year) | Redfin · Georgetown, KY | Three months ending September 2026 |
| Median days on market | 42 days | Redfin · Georgetown, KY | Three months ending September 2026 |
| Homes sold | 197 homes | Redfin · Georgetown, KY | Three months ending September 2026 |
| For-sale inventory | 220 homes | Zillow · Georgetown, KY | As of September 2026 |
Planning tool
The editable Georgetown calculator lets you compare a listing estimate with an as-is sale and adjust the assumptions for your plans.
Just an estimate — the actual number could be more or less depending on the home's condition.
Open the Georgetown home-sale net-proceeds calculator →Local property questions
Georgetown zoning and subdivision materials are listed separately from materials for Scott County, Sadieville, and Stamping Ground. If you're unsure which planning information fits your property, call us — we'll sort it out with you.
Find county office contacts for property and closing questions. Tell us what you're trying to sort out, and we can talk through the sale alongside it.
Estate sale questions
The court-appointed personal representative handles the estate sale. If the will gives that person power to sell real estate, they can usually sell without a separate court order. Without that power, the personal representative can ask the District Court for an order to sell; the order must be final and the appeal period must expire before the house can be conveyed, and a certified copy is recorded with the deed. A surviving spouse may have rights in the house even if not named on the deed.
If you need an estate attorney, we can help you find one. We can review the property and sale details with the title company as you work through the estate paperwork.
KRS 395.015, appointment of a personal representative · KRS 395.195, personal representative powers · KRS 389A.010, court order to sell real estate · KRS 389A.015, recording the order · KRS 392.020, surviving spouse's interest.
Mortgage foreclosure
A Kentucky mortgage foreclosure is a Circuit Court lawsuit. If the lender wins a judgment, the court orders a public auction run by a master commissioner. Court rules generally require the commissioner to hold the sale within 90 days after the case is referred. Two disinterested people appraise the house first, the sale is advertised at least once between 7 and 21 days before auction, and the court must confirm the sale before the buyer gets a deed.
If the house sells for less than two-thirds of its appraised value, Kentucky law lets the owner redeem it within six months by repaying the sale price plus 10% interest and certain costs. Keep the date on your court papers in view while you consider a sale.
Not sure? Call us — we'll sort it out with you.
Kentucky Supreme Court Order 2024-40, master commissioner sale rules · KRS 426.530, redemption after a low foreclosure sale · KRS 426.560, judicial-sale advertising.
Tenant-occupied homes
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. In Kentucky, selling the house does not end the lease; the buyer becomes the landlord, and the sale is valid without the tenant's consent.
We can talk through the lease, rent, deposit, access, and possession plan with you. The Scott County situation pages cover tenant-occupied sales and other common questions.
KRS 383.100, sale of rental property and rent paid before notice.
Taxes and closing
Kentucky's real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The taxable value is the full price paid, including liens the buyer takes over. The grantor—the seller—normally owes the tax, and the county clerk collects it before the deed can be recorded. Some transfers are exempt.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Choose the question closest to yours
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
The court-appointed personal representative handles the estate sale. If the will gives that person power to sell real estate, they can usually sell without a separate court order. Without that power, the personal representative can ask the District Court for an order to sell; the order must be final and the appeal period must expire before the house can be conveyed. A surviving spouse may have rights in the house even if not named on the deed. If you need an estate attorney, we can help you find one.
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. In Kentucky, a sale does not end the lease; the buyer becomes the landlord.
Kentucky charges 50 cents for each $500 of value or fraction of $500. The grantor—the seller—normally owes it, and the county clerk collects it before the deed is recorded. Some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Call 888-274-5006 or use the form above. We can look at the house, the papers, and what you want from the sale with you.