What can you do with a Georgetown house that needs work?
Compare the work, time, visits, and costs you would take on with each choice—not just the asking price or offer amount.
Repair, then list
You choose which repairs or cleanout to do before listing. Add the work you plan to pay for and the bills you expect to carry while the house is for sale to your comparison.
List the house as it stands
Ask an agent how they would present the house in its current condition. Buyers may ask questions, request repairs, or negotiate the price; you can review those requests and decide which terms work for you.
Sell it yourself
You handle marketing and buyer conversations, arrange visits, and compare offers and terms directly. You decide how much of that work you want to take on.
Sell directly to USA Home Buyers
You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. No fees.
Cash Offer or EZ Sale: compare the written numbers
Compare who buys, timing, visits, repairs, and costs in the Cash Offer and EZ Sale terms, then weigh those details against a listing or sale by owner.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Georgetown calculator →
Questions about the two options? Call 888-274-5006.
What to know about Kentucky real estate transfer tax
Kentucky's real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The value includes the full price paid, including any liens the buyer takes over. For a taxable transfer, state law assigns the tax to the grantor—the seller—and the County Clerk collects it before the deed is recorded. Some transfers are exempt. Read Kentucky's real estate transfer-tax law.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
What can you do next?
Tell us what needs work and what you are weighing. Call 888-274-5006 with a question, or use the form above to tell us about the house.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling an as-is Georgetown house
Can I sell a Georgetown house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are my options for an as-is house?
You can repair and list, ask about listing the house as it stands, sell it yourself, or compare the Cash Offer and EZ Sale terms with those choices.
Do I need to repair or clean out the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who pays Kentucky real estate transfer tax when I sell to you?
For a taxable transfer, the tax is 50 cents for each $500 of value or fraction of $500. Kentucky law assigns it to the grantor (seller), and the County Clerk collects it before the deed is recorded. Some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.