Georgetown, Kentucky · Scott County

Can I Sell My Georgetown House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses in Georgetown and Scott County with back taxes or liens. You can call before you have every paper.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006 to talk through the house, notice, or payoff.

Tell us about your Georgetown house

Share the address and what you know about the lien, tax bill, creditor, or notice. You can start before you have every record.

We give written cash offers in 24 hours.

Tell us the address and what you know about the property or notice.

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Prefer to call? 888-274-5006.

How liens are paid at closing

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The title company works with the lender, creditor, or tax office to confirm current payoff amounts and release instructions. Those figures are included in the settlement for the sale.

No fees. No agent commissions when you sell to us.

Start with the records you have

Call with the property address and any tax bill, lien notice, lender letter, or court paper you have. You can call before you have everything. The Scott County Clerk keeps public land records, including deeds and mortgages; the Scott County PVA keeps the property tax roll with property information searchable by address.

Scott County Clerk public land records · Scott County PVA property search

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house

    We discuss the Georgetown property, the lien or tax notice, and any dates in your papers. You can start with the address and what you know.

  2. 2. Review written terms

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Work through title and payoffs

    The title company checks ownership and works with the lender, creditor, or tax office on the current payoff and release details.

  4. 4. Close through a title company

    The title company prepares the settlement figures and closing documents. Close as fast as 7 days when title and closing details allow.

Scott County tax bills, lien records, and court sales

The Scott County Sheriff’s Office collects current property taxes. The Scott County Clerk handles delinquent property taxes and holds an annual sale of prior-year tax bills that remain unpaid. That tax-bill sale is separate from mortgage foreclosure. In a mortgage case, if the lender wins in Circuit Court, the court can order a public auction run by a master commissioner. Call us with the date on your notice or court papers, and we’ll talk through the timing with you.

Kentucky real estate transfer tax

Kentucky charges 50 cents for each $500 of value, or any fraction of $500. State law makes the grantor—the seller—responsible, and the County Clerk collects the tax before the deed is recorded. Some transfers are exempt, including certain foreclosure, spouse-to-spouse, and government transfers. Recording fees are separate; the title company can confirm whether an exemption applies to your sale.

When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

Read Kentucky Revised Statutes § 142.050 on real estate transfer tax

Compare possible net proceeds

Use your own sale price, mortgage payoff, lien or tax amount, and selling costs to compare what could remain after each option.

Georgetown home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Questions about Georgetown property liens and back taxes

Can I sell my Georgetown house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy Georgetown and Scott County houses with back taxes or liens.

Who confirms the current lien or tax payoff?

The lender, creditor, or tax office confirms its current balance and payoff instructions. The title company works with those offices on the figures and release details for closing.

Which Scott County office handles current and delinquent property taxes?

The Scott County Sheriff’s Office collects current property taxes. The Scott County Clerk handles delinquent property taxes and the annual sale of prior-year tax bills that remain unpaid.

Is the annual delinquent-tax sale the same as mortgage foreclosure?

No. The Scott County Clerk’s annual sale concerns unpaid tax bills. A mortgage foreclosure is a separate court case; if the lender wins, the court can order a public auction run by a master commissioner.

What if the payoff is more than my Georgetown house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

How is Kentucky real estate transfer tax calculated?

Kentucky charges 50 cents for each $500 of value, or any fraction of $500. State law assigns the tax to the seller, and the County Clerk collects it before the deed is recorded. Some transfers are exempt, and recording fees are separate; the title company can confirm whether an exemption applies to your sale.

Talk through the property

Call 888-274-5006 or use the form above with the Georgetown address and whatever notice or payoff information you have.

Call Now 888-274-5006