How lien and back-tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Your lender or other creditor provides its current payoff amount and instructions. The Clay County Collector handles county property-tax payments and tax-sale questions. We work with the title company on recorded claims and payoff figures as the sale moves toward closing.
No agent commissions when you sell to us. No fees.
Records and your next step
A recent tax bill or notice, lien or creditor letter, mortgage statement, or payoff letter can help us get started. If all you have is the address, call us — we'll sort it out with you.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- We talk through the house, the notices, and what you know about the balances.
- You get a written offer and written terms before you commit, and we close through a title company.
- If you want to move ahead, we work with the title company, lender or creditor, and tax office on the records and payoff details.
- Close as fast as 7 days when title and closing details allow.
County tax sale or mortgage foreclosure?
A Clay County property-tax matter and a lender's mortgage foreclosure are separate processes. The Collector handles property-tax and tax-sale questions; the County Land Trustee handles inquiries about property from the County tax-sale process. A mortgage trustee's sale is different. If that is the notice you have, tell us its date and read our Gladstone foreclosure page.
Clay County tax and property-record offices
Gladstone is in Clay County. These county offices in Liberty handle property-tax, tax-sale, assessment, and recorded-document questions.
Clay County Collector ↗
Contact the Collector about property-tax payments and tax-sale questions. Clay County Administration, 1 Courthouse Square, Liberty, MO 64068 · (816) 407-3200.
Clay County Land Trustee ↗
Contact the Land Trustee about property from the County tax-sale process. 234 W. Shrader Street, Suite C, Liberty, MO 64068 · (816) 407-3380.
Clay County Assessor ↗
The Assessor handles parcel searches and real-estate assessment questions. Clay County Administration, 1 Courthouse Square, Liberty, MO 64068 · (816) 407-3500.
Clay County Recorder of Deeds ↗
Contact the Recorder for deed recording and recorded land-document questions. Clay County Administration, 1 Courthouse Square, Liberty, MO 64068 · (816) 407-3550.
Missouri transfer taxes and deed-recording fees
Missouri's Constitution bars state and local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Deed recording still has fees: $5 for the first page and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs.
Missouri Constitution, Article X, Section 25 · RSMo §59.310 — deed-recording fees · RSMo §59.319 — recorder user fee · RSMo §59.800 — additional recording fee
Compare possible sale proceeds
Compare how a payoff, lien, back taxes, and other costs could affect what you keep from a sale.
Questions and contact
Call 888-274-5006 or use the form above. Not sure? Call us — we'll sort it out with you.
Questions about selling with liens or back taxes in Gladstone, MO
Can I sell my Gladstone house with back taxes or liens before paying them?
Yes. We buy houses with back taxes and liens. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Call with the property address and whatever notice or payoff information you have; you can call before you have every record.
Who confirms my current lien or tax payoff?
Your lender or other creditor confirms its current payoff and instructions. The Clay County Collector handles county property-tax payments and tax-sale questions. We work with the title company on the property records and payoff figures for closing.
What records should I have before I call?
A recent property-tax bill or notice, lien or creditor letter, mortgage statement, or payoff letter can help. If all you have is the Gladstone address, call us first.
Is a Clay County property-tax sale the same as mortgage foreclosure?
No. A county property-tax sale and a lender’s mortgage foreclosure are separate processes. The Clay County Collector handles property-tax and tax-sale questions; the Land Trustee handles inquiries about property from the County tax-sale process.
What taxes or fees apply when a Missouri house is sold?
Missouri’s Constitution bars state and local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Deed recording still has fees: $5 for the first page and $3 for each additional page, plus other per-document fees set by state law. The title company or closing professional confirms the exact recording charges.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I talk with you?
You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Just wanted to say, taxes were 3 years behind on my house... county was going to auction it... they bought it, paid the taxes at closing, gave me the rest... Thanks...”