Grand Junction, Colorado · Mesa County

Can I Sell My Grand Junction House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Grand Junction and Mesa County, Colorado, including houses with liens or back taxes. The payoff is checked and handled through closing from the sale. Call us with what you know, even if you do not have every balance or paper.

Call 888-274-5006 to talk through the property.

Talk through your lien or back-tax question

Start with the property address and the notice, payoff, creditor, or tax account information you have.

We give written cash offers in 24 hours.

Tell us the address and what you know about the lien, payoff, or tax account.

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We'll give you a written cash offer within 24 hours.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Closing costs and payoffs are separate settlement items. A mortgage balance, lien, back taxes, or your share of current property taxes are separate from the closing costs we pay. Applicable lien and tax payoffs come out of the sale proceeds at closing.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Start with the records you have

Call before you have everything. If you can, have the property address, parcel number, tax statement or sale notice, lender or creditor name, payoff letter, and any court or case number nearby. The creditor or office that sent a notice confirms its current balance and payoff instructions. The title company checks ownership and recorded claims and works with the responsible office or creditor on the figures needed for closing.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the address, what notice you received, and what you know about the creditor or tax account. You can start before you have every document or payoff amount.

  2. 2. Review the written offer and terms

    We discuss the house as it stands and put the offer and sale terms in writing before you decide whether to proceed.

  3. 3. Check title and current payoff information

    The title company checks the ownership and recorded claims for the transaction. The creditor or responsible county office confirms current payoff and release information for the property.

  4. 4. Review settlement and close

    The title company prepares the settlement figures, including applicable payoffs and closing costs. You can review the written terms and settlement figures before closing.

Mesa County and Grand Junction offices

Grand Junction city limits and Mesa County are different jurisdiction layers. For address-level routing, check the City of Grand Junction limits map or Mesa County GIS parcel tools, then contact the office responsible for the notice. The City cautions that its map is not a legal description.

Mesa County Treasurer ↗

Contact the Treasurer about property-tax statements, collection, and tax-sale routing. Ask about the current account, notice, and sale status. The office is at 544 Rood Ave., Grand Junction.

Mesa County Public Trustee ↗

The Public Trustee handles releases of deeds of trust and provides foreclosure information. Use this office for a lender-foreclosure notice or deed-of-trust release question. The office is at 544 Rood Ave., Grand Junction.

Mesa County Assessor ↗

The Assessor Lookup provides assessed-value and property-tax information. An assessed value is not a current lien payoff; contact the Treasurer or creditor for the amount due.

Mesa County Justice Center ↗

The Justice Center is a local court contact for general-process routing. It is at 125 N. Spruce St., Grand Junction. Use the current court notice or case information for questions about a specific matter.

Property-tax balances and tax-sale routing

A property-tax balance and a lender’s mortgage or deed-of-trust balance are different obligations. For a Mesa County property-tax statement, collection question, or tax-sale routing, contact the Treasurer and check the current account and notice directly. Do not rely on an old statement for today’s payoff or sale status.

Contact the Mesa County Treasurer →

Mortgage foreclosure is separate from a tax sale

A deed of trust secures a loan against a property. Mesa County lists the Public Trustee as the county office for releases of deeds of trust and foreclosure information. A lender-foreclosure notice is a different process from a county property-tax account or tax-sale notice; check the current notice and status with the office handling that matter.

Read Mesa County Public Trustee information →

Colorado deed documentary fee and recording charges

Colorado’s state deed documentary fee is not charged when consideration is $500 or less. Above $500, it is 1 cent for each $100 or major fraction of consideration, including specified liens, charges, and conveyance expenses. By statute, the person offering the deed for recording pays the state fee; the contract may allocate reimbursement between the parties. County recording charges are separate, and any additional city or county charge depends on the property’s location. When you sell to us, we pay the closing costs.

A seller’s mortgage, liens, back taxes, or share of current property taxes are separate from the closing costs we pay; those are separate settlement items.

Read C.R.S. § 39-13-102 → · Check Mesa County recording information and fees →

Compare possible net proceeds

Use the Grand Junction home-sale net proceeds calculator with your own estimates for sale value, mortgage payoff, liens or back taxes, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Grand Junction home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Grand Junction property liens and back taxes questions

Can I sell my Grand Junction house with back taxes or liens before paying them?

Yes. You can call us before paying those balances or gathering every record. When you sell to us, applicable lien and tax payoffs are handled from the sale at closing; the current figures and instructions are checked for the property.

Who can confirm the current lien or property-tax payoff?

The creditor or government office named on the notice can confirm its current balance and payoff instructions. Mesa County Treasurer handles property-tax statements, collection, and tax-sale routing. The title company checks recorded claims and works with the responsible office on the closing figures.

Are a property-tax sale and a mortgage foreclosure the same process?

No. Mesa County Treasurer handles property-tax account and tax-sale routing. Mesa County Public Trustee is the county office for releases of deeds of trust and foreclosure information. Check the office and current status named on your notice.

What should I have ready when I call?

Start with the property address and any tax statement, lien or payoff notice, creditor name, parcel number, or case number you have. You can call before the file is complete.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A lender's decision on a particular payoff is not guaranteed.

What happens after I contact you?

We talk through the house and the information you have. If you want to consider selling, we put the offer and terms in writing before you commit. The title company checks title and closing details, obtains the current payoff information from the responsible offices or creditors, and prepares the settlement figures for closing.

What is Colorado’s state deed documentary fee?

The state fee is not charged when consideration is $500 or less. Above $500, it is 1 cent for each $100 or major fraction of consideration. The person offering the deed for recording pays it under state law, though the contract may allocate reimbursement. County recording charges are separate. When you sell to us, we pay the closing costs.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Grand Junction address and the notice or payoff information you have.

Read more about Grand Junction foreclosure questions →

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