Hays, KS · Ellis County

Can I Sell My Hays House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses with back taxes or liens in Hays and Ellis County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You can call before you have every statement or notice. Start with the address and what you know; the current balance and payoff instructions can be checked as the sale moves forward.

Call 888-274-5006 to talk through the property.

Talk through your lien or tax question

Share the Hays-area property address and what you have about the lien, tax account, or notice.

We give written cash offers in 24 hours.

Start with the address and the information you have.

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How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

No agent commissions when you sell to us. No fees.

Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.

Records that can help us check payoffs

A recent payoff statement, tax bill, lien notice, or parcel number can help us find the right account. The lender, lienholder, or tax office supplies the current balance and payoff instructions; the title company checks ownership and recorded claims for the sale. Call us with the address and what you have — you don't need to gather everything first.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the Hays or Ellis County address, what you know about the house, and which notice or payoff question concerns you. You can call before you have every record.

  2. 2. Review the written offer and terms

    We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Check title and payoff details

    If you choose to proceed, the title company checks ownership and recorded claims. The lender, lienholder, or tax office provides payoff instructions, and we work with them so those amounts are included in the closing figures.

  4. 4. Review the closing figures and close

    The closing figures show the payoffs, taxes, and fees and how they affect the amount left from the sale. Close as fast as 7 days when title and closing details allow.

Ellis County tax records and Kansas sale facts

Ellis County delinquent taxes and tax sales

Ellis County lists delinquent real-estate-tax information separately from tax-sale information. Ask the Treasurer about a tax account. If you have a tax-sale notice, call the County office named on it about the sale date and next steps.

Ellis County delinquent taxes → Ellis County tax-sale information →

Kansas transfer tax and recording fees

Kansas does not charge a real-estate transfer tax or deed tax. The state's mortgage registration tax ended January 1, 2019. County recording fees are $21 for the first page of a deed or mortgage and $17 for each additional page, including the state technology and heritage trust fund add-ons. The total depends on the number of recorded pages; the title company or closing professional confirms the exact charge.

When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.

Hays and Ellis County offices for lien and tax questions

Hays is the Ellis County seat. Not sure which office handles your lien, tax, or court question? Call us — we'll sort it out with you.

Compare possible net proceeds

Use your own estimated value, mortgage payoff, lien or tax amount, and selling costs to compare possible proceeds. A calculator estimate is not a current payoff quote; ask the lender, lienholder, or tax office for the amount that applies to the property.

Open the Hays home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Hays property liens and back taxes questions

Can I sell my Hays house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses with back taxes or liens in Hays and Ellis County. You can call with the address and whatever notice or payoff information you have.

Who checks the lien or back-tax balance?

The lender, lienholder, or tax office supplies the current balance and payoff or release instructions. For a sale, the title company checks ownership and recorded claims and works those payoffs into the closing. You can start with the address and any notice you have.

Are delinquent taxes and mortgage foreclosure the same?

No. An Ellis County tax sale and a Kansas mortgage foreclosure are separate processes. A mortgage foreclosure goes through district court and may lead to a sheriff’s sale. If you have a notice and are not sure which process it concerns, call us — we’ll sort it out with you.

What information helps us get started?

Start with the property address and any tax bill, lien notice, payoff statement, or court paper you have. The lender, lienholder, or tax office can provide the current balance and payoff instructions, and the title company checks ownership and recorded claims as the sale moves forward. You can call before you have everything.

What if the payoff is more than my Hays house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Does Kansas charge a transfer tax when a house sells?

Kansas does not charge a real-estate transfer tax or deed tax. The mortgage registration tax ended January 1, 2019. County recording fees are $21 for the first page of a deed or mortgage and $17 for each additional page; the title company or closing professional confirms the total. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

More Hays seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the Hays address and the notice or payoff information you have.

Call Now 888-274-5006