Hays, KS · Ellis County · How the sale works
How Selling Your Hays House to Us Works
USA Home Buyers buys houses in Hays and Ellis County, Kansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with the address and what you know about the house.
Call 888-274-5006 to talk about the property or ask for a written cash offer. Our phone-answering service answers 24/7; office hours are separate.
Ask for a written cash offerWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and the details you know. You can begin before every property question is settled.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Hays address, condition, who lives there, access, and the timing you have in mind. Tell us what you know about any estate, tenant, notice, payoff, lien, or tax question. You can start the conversation before every property question is settled.
Step 2: Talk through the property and your choices
We ask about the house as it is, including repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
Step 3: Read the written terms before you decide
You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before deciding whether to proceed or compare another path.
Step 4: Work through title and payoff details
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, tax figures, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation. A lien is a recorded claim for money. Keep the statements and notices you have; you can start before every detail is in hand.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Hays, KS calculator →
Questions about the two options? Call 888-274-5006.
Hays property details
Check the parcel, not just the mailing address
If a zoning or subdivision question affects the sale, check the exact property address. The City of Hays describes planning and zoning administration within the city and its separate extraterritorial-jurisdiction area, and publishes separate maps. A city or county label is not a parcel-specific jurisdiction or tax-district determination; confirm the address with the relevant office.
Before settlement
Review the settlement figures and Kansas recording fees
Kansas does not charge a real-estate transfer tax or deed tax. Its mortgage registration tax ended on January 1, 2019. County recording fees are $21 for the first page of a deed or mortgage and $17 for each additional page, including the state's technology and heritage trust fund add-ons. The rates are the same in every county, but the total depends on how many pages are recorded. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from those closing costs.
When things get difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and next steps
Talk through your Hays house
Call 888-274-5006 or start with the property address, condition, occupancy, access, and timing in the form above. Phone coverage is 24/7; office hours are separate. Questions before every document is ready are welcome.
Hays and Ellis County process questions
Can I contact you before every property question is settled?
Yes. Start with the Hays address and what you know about the condition, occupancy, access, and timing. You can raise an estate, payoff, lien, tax, or notice question as it comes up.
Do you buy houses as-is in Hays and Ellis County?
Yes. USA Home Buyers buys houses in Hays and Ellis County, Kansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I receive before deciding whether to sell?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Who reviews the settlement sheet and confirms the final numbers?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Does Kansas charge a real-estate transfer tax or deed tax?
No. Kansas does not charge a real-estate transfer tax or deed tax. The mortgage registration tax ended on January 1, 2019. County recording fees are $21 for the first page of a deed or mortgage and $17 for each additional page. The title company or closing professional confirms the exact recording charges. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.