What we take on after a fire
You don't have to hire a cleanup crew, repair the damage, or haul debris before selling to us. We buy the house as it stands, so you can talk about a sale while the cleanup and repairs are still ahead of you.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We'll talk through the house and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs.
Missouri deed taxes and recording fees
Missouri law bars state and local governments from imposing new taxes on real-estate sales or transfers after December 2, 2010. County deed-recording fees still apply.
Sources: Missouri Constitution, Article X, Section 25 · RSMo §59.310 · RSMo §59.319 · RSMo §59.800.
Kirkwood fire safety and permit help
If fire or building officials have restricted access, stay out and follow their directions. For a City of Kirkwood property, the Building Division can answer building, inspection, occupancy, and permit questions. Call 314-822-5823.
City of Kirkwood Building Division →Compare rebuilding with selling as-is
Compare the written sale terms with the cleanup, repair, or rebuilding costs you expect and the time the work may take. The Kirkwood calculator can help estimate sale proceeds.
Compare estimated Kirkwood sale proceeds →Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Kirkwood, MO as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I still have a mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up or repair the house before selling?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
Talk through the Kirkwood house
We answer 24/7 at 888-274-5006. Call or share the address and what happened in the form.
We give written cash offers in 24 hours.
Tell us about the house and fire damage.