What are the practical ways to sell an as-is Kirkwood house?
You can ask an agent about listing the house as it stands, sell it yourself, or compare a direct sale. A listing may involve preparation, buyer visits, listing costs, and bills while the house is for sale. Selling on your own means handling the marketing and buyer conversations. With a direct sale, compare the written price and terms with the work and costs of the other paths.
You get a written offer and written terms before you commit, and we close through a title company.
Cash Offer or EZ Sale: compare the written numbers
A Cash Offer is a direct purchase; EZ Sale goes to one of our partners. Compare the written numbers, timing, costs, and who buys the house, alongside listing or selling on your own.
Close as fast as 7 days when title and closing details allow.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Kirkwood calculator →
Questions about the two options? Call 888-274-5006.
Which Kirkwood or county office handles a property question?
Kirkwood’s Building Division handles municipal occupancy, building, and landmark questions. St. Louis County handles county-side assessment, tax collection, and recording. Read the City of Kirkwood Building Division page or St. Louis County Government site. Not sure which office to call? Call us — we’ll sort it out with you.
Which costs should you compare?
For a listing, compare any repair or cleanout work, listing expenses, and the bills you may carry while the house is for sale. Before comparing what you may keep, include your mortgage payoff, liens, back taxes, and share of current property taxes.
Missouri’s Constitution bars the state, counties, and other local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Deed recording fees still apply: state law sets $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact recording charges.
- Missouri Constitution, Article X, Section 25 — real-estate transfer taxes
- Missouri Revised Statutes § 59.310 — deed-recording fees
- Missouri Revised Statutes § 59.319 — recorder user fee
- Missouri Revised Statutes § 59.800 — additional recording fee
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Compare possible sale proceeds with the Kirkwood home-sale net-proceeds calculator.
What can you do next?
Tell us what needs work, whether anyone lives in the house, and what timing matters to you. We can compare an as-is sale with the other choices using the details of your property.
Call 888-274-5006 with any question, or use the form to ask about an as-is sale.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Common Kirkwood as-is sale questions
What are my options for selling an as-is house in Kirkwood?
You can ask an agent about listing the house as it stands, sell it yourself, or compare USA Home Buyers’ Cash Offer and EZ Sale. Compare the written numbers, work, costs, and timing for each path.
Can I sell a Kirkwood house without making repairs?
Yes. USA Home Buyers buys houses as-is in Kirkwood and St. Louis County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What recording costs apply when a Missouri house sells?
Missouri’s Constitution bars new state and local taxes on a real-estate sale or transfer after December 2, 2010. State law sets deed-recording fees at $5 for the first page and $3 for each additional page, plus per-document fees; the title company or closing professional confirms the exact charges.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.