Kirkwood, MO · Seller FAQ
Questions About Selling a House in Kirkwood, MO
Find answers about proceeds, repairs, closing costs, timing, paperwork, and local offices.
Ask us a question: call 888-274-5006 or use the form. You can start with what you know.
We give written cash offers in 24 hours.
Share the Kirkwood address, what is going on, and any question or timing you already know.
Start with what you keep
Compare possible take-home amounts
The sale price is only part of the picture. Repairs, selling costs, and the time you carry the house can change what remains. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Kirkwood calculator →
Questions about the two options? Call 888-274-5006.
Kirkwood seller questions, answered
How do I compare what I may keep from selling?
Compare what may be left after costs, not just the sale price. Repairs, selling costs, and the time you carry the house can change what remains. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts.
Do I need to repair or clean out my Kirkwood house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Can I see the offer and terms before I decide?
You get a written offer and written terms before you commit, and we close through a title company.
How quickly can I get a written cash offer?
We give written cash offers in 24 hours.
How soon can a sale close?
Close as fast as 7 days when title and closing details allow.
What costs do I pay when I sell to you in Missouri?
No fees. No agent commissions when you sell to us. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate. Missouri's Constitution bars state and local governments from imposing a new tax on the sale or transfer of real estate. County recording fees still apply: $5 for the first page of a deed and $3 for each additional page, plus other per-document fees set by state law. The title company or closing professional confirms the exact recording charges. When you sell to us, we pay the closing costs.
Can I sell an inherited house before putting it in my own name?
We work with executors and estates regularly. You can sell in the estate's name once the estate is opened — no need to put the house in your own name first. If you need an estate attorney, we can help you find one, and we'll help make sure the sale fits the legal process correctly.
Can I sell a Kirkwood house while a tenant is living there?
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone.
Can I sell if a Missouri trustee sale is scheduled?
A sale may still be possible if the loan can be paid off before the trustee sale. A Missouri deed of trust with a power of sale can allow foreclosure through a trustee sale without a court case. At least 20 days’ notice must be published and mailed to the owner of record. If the lender or someone acting for it buys the house at the sale, you may have one year to buy it back. To keep that right, give written notice of intent at the sale or within the 10 days before it, then file a court-approved bond within 20 days after the sale. Ask the title company or an attorney to confirm the current sale date and payoff. If you have a sale notice, call us right away with the date so we can talk through the situation.
Start with a question
You can call before you have everything figured out
Tell us what is going on, and we can talk through the house, timing, or paperwork with you.
Call 888-274-5006.
Which local office can answer your question?
Kirkwood’s Building Division handles municipal occupancy, building, and landmark questions. St. Louis County offices handle county assessment, tax collection, and recording; St. Louis County Courts provides the probate contact.
Missouri sale and recording rules
- Missouri Constitution, Article X, Section 25 — taxes on real-estate sales and transfers →
- RSMo § 59.310 — deed recording fees →
- RSMo § 59.319 — recorder user fee →
- RSMo § 59.800 — additional recording fee →
Missouri trustee-sale rules
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
More Kirkwood seller questions and resources
Still have a Kirkwood sale question?
Call 888-274-5006 or use the form above. We can talk through your question before you have everything figured out.