Questions About Selling a House in Missoula, MT

There is no one percentage that answers every house. Compare the written sale price with the costs you would carry under each option, such as repairs, listing costs, cleanout, utilities, insurance, taxes, mortgage payoff, liens, and time. The useful comparison is what you keep, not just the headline price.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours. That is the offer timing; a closing date for a specific property belongs in its written terms.

Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, costs, and timing in the written terms before deciding.

No. Montana has no state, county, or city transfer tax on the sale or transfer of real property. When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.

A realty transfer certificate is filed with the deed when it is recorded. The certificate helps the Montana Department of Revenue update ownership records and gather sale information for property appraisals, and it asks whether water rights go with the property. If the property has its own water right, the state water-right ownership records also need an update; that step is not needed for property served by a public water supply.

Often, yes, if you can close before the foreclosure sale. Many home loans on 40 acres or less use a trust indenture, which lets the lender hold a trustee's sale without going through court; a lender can also foreclose in court. For a trustee's sale, the notice must be recorded and mailed at least 120 days before the sale, published for three weeks, and posted on the property at least 20 days before the sale. Before the sale, you can generally cure a payment default by paying the amount in default plus allowed costs and fees. Principal due only because of acceleration is excluded, but principal already due at maturity must still be paid. There is no redemption after a trustee's sale. In a court foreclosure, the owner generally has up to one year after the sale to redeem. Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

The incorporated City of Missoula is in Missoula County, but a parcel’s municipal status still needs an address-level check. Confirm whether the property is inside the City before relying on a city-specific process or office.

Start with the property address, what you know about its condition, who is living there, and the timing you have in mind. A deed, lease, payoff statement, lien notice, tax notice, or court paper can help with a later question, but you can call before you have everything figured out.